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21770 State Rd 54, Lutz, FL 33549 Property Records

Pasco County property record for 21770 State Rd 54, Lutz, FL 33549

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details7 ba · 2,436 sqft · built 2007
Lot Size0.325 acres (14,186 sqft)
OwnerCompany Name on File
Last Sale$925,000 (Oct 2012)
Tax Bill$28,621 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-26-18-0000-07700-0100

Property Details

APN / Parcel Number

Primary APN25-26-18-0000-07700-0100
Alternative APN
  • 1043101

Interior

Full Baths7 Baths
Units294 Units
Stories1 Story
Building Area2,436 sqft Total Area
Gross Area2,639 sqft
1st Floor Area11,760 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area14,186 sqft (0.325 acres)
Canopy203 sqft
Total Buildings5 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1043101
Street Address21770 STATE ROAD 54
CityLUTZ
StateFL
Zip33549-6921
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code00C2
Legal DescriptionCOM AT SW COR OF SE1/4 OF SEC TH N89DEG41'40"E ALG SOUTH LINE OF SEC 1611.66 FT TH N00DEG18'20"W 401.26 FT FOR POB TH
Legal Range18E
Legal Township26S
Legal Section25
Legal SubdivisionOSPREY PROFESSIONAL
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group3
Census Block3001
Census Tract32013

Owner

21770 State Rd 54, a commercial property, is owned by a company that bought it in October 2012.

Source: Pasco County records, as of December 19, 2025

Owner of RecordCompany Name on File
Mailing Address20717 CENTER OAK DR, TAMPA, FL 33647-3551
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2012 · Amount on File
Deed SaleOct 3, 2012 · Amount on File
Deed Document Number2012167271
Deed Book / Page8763 / 3064
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address21770 STATE ROAD 54, LUTZ, FL 33549-6921
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101580518
DateAug 17, 2020
Book Page10158/518
Instrument2020133809
Lender
NameREGIONS BANK
TypeBank
AddressTAMPA, FL 33602
Agreement
AmountAmount on Record
Term120 Months
DueAug 14, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 21770 State Rd 54 was $28,621.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,621.00$1,678,764 Land $1,170,071 Building $508,693$1,678,764 Land $1,170,071 Building $508,693
2023$24,557.00$1,432,430 Land $805,916 Building $626,514$1,432,430 Land $805,916 Building $626,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21770 State Rd 54 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims5 (1997–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21770 State Rd 54 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Blue Stream, T-Mobile, Verizon.

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