21770 Canopy Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 21770 Canopy Ter, Sterling, VA 20164

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 840 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$309,500 (Jul 2021)
Tax Bill	$2,730 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-36-6193-104`

Property Details

APN / Parcel Number

Primary APN	`014-36-6193-104`
Alternative APN	`81 F 1CM2 16`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	840 sqft Living Area
1st Floor Area	405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Patio Area	108 sqft
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	21770 CANOPY TER
City	STERLING
State	VA
Zip	20164-2346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH3
Legal Description	ROLLING RIDGE TH CONDO PH.2 UNIT 16 200911230078066
Legal Subdivision	ROLLING RIDGE TH CONDO PH.2
Legal Phase	2
Legal Block	1
Legal Unit	16
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1009
Census Tract	611300

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21770 CANOPY TER, STERLING, VA 20164-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional with PMI STOCKTON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Apr 15, 2005 · Amount on Record
Deed Document Number	202178010
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jul 19, 2021
Property Address	21770 CANOPY TER, STERLING, VA 20164-2346
Document Number	0000078010
Instrument Date	Jul 15, 2021
Instrument	202107190078010
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, EKKO TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21770 CANOPY TER, STERLING, VA 20164-2346

Mortgage

Document Number	0000078011
Date	Jul 19, 2021
Instrument	202107190078011

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21770 CANOPY TER, STERLING, VA 20164-2346
Document Number	20201019097810
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21770 CANOPY TER STERLING VA 201642346, STERLING, VA 20164-2346

Mortgage

Document Number	20201019097810
Date	Oct 19, 2020
Instrument	97810

Lender

Name	STOCKTON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,730.00 (+8.38%)	$339,230 (+17.81%) Land $100,000 Building $239,230	$339,230 (+17.81%) Land $100,000 Building $239,230
2023	$2,519.00	$287,940 Land $100,000 Building $187,940	$287,940 Land $100,000 Building $187,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Cox Communications.

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