2177 Waldo Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 2177 Waldo Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2005
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$311,500 (Jun 2016)
Tax Bill	$5,390 (2026)
Deeds & Mortgages	Dec 2020 Refinance
APN	`25-5311-14080`

Property Details

APN / Parcel Number

Primary APN	`25-5311-14080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,020 sqft Gross Area
1st Floor Area	2,020 sqft
Flooring	Earth/Dirt
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	444,312 sqft (10.2 acres)
Garage Type	Mixed
Garage Area	2,112 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	324 sqft
Deck Area	40 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2177 WALDO RD
City	TWO HARBORS
State	MN
Zip	55616-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF NW14 OF NE14 AS DESC IN
Legal Range	11W
Legal Township	53N
Legal Section	14
Jurisdiction	LAKE MN
Township / Civil Division	LAKE NO. 2
Census Block Group	1
Census Block	1108
Census Tract	370102

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2177 WALDO RD, TWO HARBORS, MN 55616-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Deed Document Number	2016185383
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	2177 WALDO RD, TWO HARBORS, MN 55616-5056
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000195861
Date	Dec 7, 2020
Instrument	A000195861

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,390.00 Homeowner's exemption	$876,600 (+2.54%) Land $108,700 Building $767,900	$876,600 (+2.54%) Land $108,700 Building $767,900
2023		$854,900 Land $84,100 Building $770,800	$854,900 Land $84,100 Building $770,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1