Carroll County property record for 2177 Timothy Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,948 sqft · built 1986 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,900 (Oct 2017) |
| Tax Bill | $6,827 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-018514 |
| Primary APN | 09-018514 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Total Area |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 532 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 018514 |
|---|---|
| Street Address | 2177 TIMOTHY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 58 - 1.13 ACS 2177 TIMOTHY DR 17-11 DULANY HILLS PLT E |
| Legal Subdivision | DULANY HILLS |
| Legal Lot Number | 58 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2177 TIMOTHY DR, WESTMINSTER, MD 21157-7728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 24, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2017 · Amount on Record |
| Deed Sale | Oct 24, 2017 · Amount on Record |
| Prior Sale | Dec 12, 1994 · Amount on Record |
| Deed Document Number | 20178842-0239 |
| Deed Book / Page | 8842 / 239 |
| Prior Transfer Date | Feb 7, 2014 |
| Prior Transfer Doc | 0076080269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2177 TIMOTHY DR, WESTMINSTER, MD 21157-7728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2177 TIMOTHY DR, WESTMINSTER, MD 21157-7728 |
| Document Number | 0115950093 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 11595/93 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2177 TIMOTHY DR, WESTMINSTER, MD 21157-7728 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC |
| Name | Verified Name |
|---|
| Document Number | 0100460000 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 10046/90 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 24, 2017 |
| Property Address | 2177 TIMOTHY DR, WESTMINSTER, MD 21157-7728 |
| Document Number | 0088420239 |
| Book / Page | 008842 / 000239 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | COLONY TITLE GROUP LIMITED |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2177 TIMOTHY DR WESTMINSTER MD 211577728, WESTMINSTER, MD 21157-7728 |
| Document Number | 88420244 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 008842/000244 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,827.00 (+215.33%) | $604,267 (+221.48%) | $648,200 (+222.01%) Land $201,300 Building $446,900 |
| 2025 | $2,165.00 (-50.76%) | $187,967 (-51.7%) | $201,300 (-49.88%) Land $201,300 |
| 2023 | $4,397.00 | $389,133 | $401,600 Land $181,300 Building $220,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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