2177 Ridge Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 2177 Ridge Rd, Rockwall, TX 75087

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 8,076 sqft · built 2008
Lot Size	9.13 acres (397,877 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Dec 2015)
Tax Bill	$8,952 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315600000001000R`

Property Details

APN / Parcel Number

Primary APN	`315600000001000R`
Alternative APNs	`R46753` `R81860` `81860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	8,076 sqft Gross Area
1st Floor Area	6,420 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	397,877 sqft
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	1,854 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2177 FM 740
City	ROCKWALL
State	TX
Zip	75032
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	BROWN PROPERTY DIVISION, THE, PART OF LOT 1, ACRES 9.134
Legal Subdivision	BROWN PROPERTY DIVISION, THE
Legal Tract	1
Legal Lot Number	1
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1061
Census Tract	40508

Owner

2177 Ridge Rd, an agricultural property, is owned and occupied by two individuals who bought it in December 2015.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2177 FM 740, ROCKWALL, TX 75032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage HBA INVESTMENT TRUST
Dec 14, 2017	Deed of Trust, Mortgage LEGACY BK/TX
Jan 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2015 · Amount on File
Deed Sale	Dec 16, 2015 · Amount on File
Prior Sale	Aug 13, 2014
Deed Document Number	201520079
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0000386811
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2177 FM 740 S, HEATH, TX 75126-5330
Document Number	0000009369
Instrument Date	Mar 1, 2021
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 FM 740 S HEATH TX 751265330, HEATH, TX 75126-5330

Mortgage

Document Number	0000009369
Date	Apr 16, 2021
Instrument	9369

Lender

Name	HBA INVESTMENT TRUST

Agreement

Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	2177 FM 740 S, HEATH, TX 75126-5330
Document Number	0000023442
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2177 FM 740 S HEATH TX 751265330, HEATH, TX 75126-5330

Mortgage

Document Number	0000023442
Date	Dec 21, 2017
Instrument	23442

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 20, 2032

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 13, 2017
Property Address	2177 FM 740 S, HEATH, TX 75126-5330
Instrument Date	Dec 13, 2016
Instrument	816
Transaction Type	Construction Loan
Record Updated	Jan 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2177 FM 740 S HEATH TX 751265330, HEATH, TX 75126-5330

Mortgage

Document Number	0000000816
Date	Jan 13, 2017
Instrument	816

Lender

Name	LEGACY BK/TX
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2177 Ridge Rd was $8,952 with a homeowner's exemption, down 8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$866,064 (+9.26%)	$1,806,537 (-0.52%) Land $1,005,562 Building $800,975
2025	$8,952.00 (-8.04%) Homeowner's exemption	$792,634	$1,816,056 Land $1,005,562 Building $810,494
2024	$9,735.00
2023		$955,784 Land $165,472 Building $790,312	$1,543,867 Land $753,555 Building $790,312
2021	$9,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2177 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2177 Ridge Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORNEY LAKE WSC serves 20,377 people · EPA ID TX1290014
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jan 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Wi-Five Broadband.

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