Franklin County property record for 2177 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 900 sqft · built 1997 |
| Lot Size | 0.15 acres (6,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2025) |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 14-07S-04W-3131-000G-0160 |
| Primary APN | 14-07S-04W-3131-000G-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bungalow |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,535 sqft (0.15 acres) |
| View / Lot | Water View |
| Storage Building | 250 sqft |
| Street Address | 2177 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL G LOTS 16 & 17 LANARK BEACH OR 189/102 OR/135/123 OR/155/555 OR 383/167 579/602 695/355 1329/270 1330/328 |
| Legal Subdivision | LANARK BEACH |
| Legal Block | G |
| Legal Lot Number | 16,17 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970102 |
2177 Hwy 98 E is owned by two individuals who bought it in October 2025.
Source: Franklin County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 GLENBROOK LN, CANTON, GA 30115-7086 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT OF NORTHWEST FLORIDA AC |
| Mar 14, 2022 | Warranty Deed, Transfer OWEN TITLE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on File |
| Deed Sale | Oct 20, 2025 · Amount on File |
| Prior Sale | Mar 14, 2022 · Amount on File |
| Deed Document Number | 20254881 |
| Deed Book / Page | 1429 / 651 |
| Prior Transfer Date | Mar 10, 2022 |
| Prior Transfer Doc | 0000001740 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 2177 HIGHWAY 98 E, CARRABELLE, FL 32322-2320 |
| Document Number | 0019004881 |
| Book / Page | 1429 / 651 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 202519004881 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 11TH AVE NE, JACKSONVILLE, AL 36265-1732 |
| Name | Verified Name |
|---|---|
| Address | 212 GLENBROOK LN, CANTON, GA 30115-7086 |
| Document Number | 0000000654 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 1429/654 |
| Name | FARM CREDIT OF NORTHWEST FLORIDA AC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 14, 2022 |
| Property Address | 2177 HIGHWAY 98 E, CARRABELLE, FL 32322-2320 |
| Document Number | 0019001500 |
| Book / Page | 1329 / 270 |
| Map Reference | MB 2 PG 13 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 202219001500 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Title Company | OWEN TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2522 BLARNEY DR, TALLAHASSEE, FL 32309-3133 |
| Name | Verified Name |
|---|---|
| Address | 702 11TH AVE NE, JACKSONVILLE, AL 36265-1732 |
The 2025 property tax bill for 2177 Hwy 98 E was $1,465, down 2.8% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (-2.79%) | $175,613 (-11.49%) Land $118,000 Building $57,613 | $175,613 (-11.49%) Land $118,000 Building $57,613 |
| 2024 | $1,507.00 (+33.48%) | $198,412 (+79.08%) Land $140,000 Building $58,412 | $198,412 (+79.08%) Land $140,000 Building $58,412 |
| 2023 | $1,129.00 (+32.82%) | $110,794 (+12.11%) Land $64,000 Building $46,794 | $110,794 (+12.11%) Land $64,000 Building $46,794 |
| 2022 | $850.00 | $98,828 Land $64,000 Building $34,828 | $98,828 Land $64,000 Building $34,828 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2177 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2177 Hwy 98 E is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures