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2177 E Shepherd Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2177 E Shepherd Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,403 sqft · built 2022
Lot Size0.217 acres (9,496 sqft)
Owner2 Individual Names on Record
Last Sale$302,900 (Feb 2023)
Tax Bill$1,452 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN148B C 002

Property Details

APN / Parcel Number

Primary APN148B C 002
Alternative APNs
  • 0000081433
  • 81433

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,403 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,496 sqft (0.217 acres)
Lot Dimensions135 ft deep x 89 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000081433
Street Address2177 E SHEPHERD RD
CityCHATTANOOGA
StateTN
Zip37421-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 3 LILAH POPE SHEPHERD ESTATE PB 13 PG 6 REV 112-70
Legal SubdivisionSHEPHERD LILAH POPE
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group4
Census Block4012
Census Tract11445

Owner

Source: Hamilton County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2177 E SHEPHERD RD, CHATTANOOGA, TN 37421-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Feb 6, 2023Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Feb 3, 2021Correction Deed
REALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS IN
May 3, 2017Warranty Deed, Transfer
REAL TITLE AND ESCROW SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleFeb 3, 2021 · Amount on Record
Deed Document Number202386
Deed Book / Page13204 / 665
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateApr 13, 2026
Property Address2177 E SHEPHERD RD, CHATTANOOGA, TN 37421-2319
Document Number0000000088
Book / Page14260 / 185
Instrument DateApr 10, 2026
Instrument202688
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000088,
DateApr 13, 2026
Book Page14260/185
Instrument202688
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 6, 2023
Property Address2177 E SHEPHERD RD, CHATTANOOGA, TN 37421-2319
Document Number0000000086
Book / Page13204 / 665
Map ReferenceMB 112 PG 70
Instrument DateFeb 3, 2023
Instrument2023020600086
Transaction TypeTransfer
Record UpdatedApr 30, 2026
Title CompanyBRIDGE CITY TITLE DOWNTOWN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2177 SHEPHERD RD, CHATTANOOGA, TN 37421-2319

Mortgage

Document Number0132040669
DateFeb 6, 2023
Instrument13204-0669
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

February 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHAMILTON TN
Recording DateFeb 3, 2021
Property Address2177 E SHEPHERD RD, CHATTANOOGA, TN 37421-2319
Document Number0000000213
Book / Page12342 / 145
Map ReferenceMB 13 PG 6
Instrument DateFeb 3, 2021
Instrument2021020300213
Record UpdatedApr 30, 2026
Title CompanyREALTY TITLE AND CLOSING SERVICES LLC, REALTY TTL & CLOSING SVCS IN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7408 FLAGSTONE DR, OOLTEWAH, TN 37363-8779
InvestorPossibly a Property Investor

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 3, 2017
Property Address2177 SHEPHERD RD, CHATTANOOGA, TN 37421
Document Number0000000150
Book / Page011041 / 000115
Instrument DateApr 27, 2017
Instrument150
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyREAL TITLE AND ESCROW SERVICES INC

Transaction

AmountAmount Recorded
Tax$142.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2171 SHEPHERD RD CHATTANOOGA TN 374212319, CHATTANOOGA, TN 37421-2319
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,452.00 (+12.21%)$95,825 (+65.64%)$383,300 (+65.64%) Land $50,000 Building $333,300
2024$1,294.00$57,850 (-)$231,400 (-) Land $40,000 Building $191,400
2023$1,294.00 (+480.27%)$57,850 (+478.5%)$231,400 (+478.5%) Land $40,000 Building $191,400
2022$223.00$10,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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