2177 Cotati St, Hayward, CA 94542 Property Records

Alameda County property record for 2177 Cotati St, Hayward, CA 94542

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 624 sqft · built 1948
Lot Size	0.183 acres (7,986 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (Jan 2001)
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81D-1595-1`

Property Details

APN / Parcel Number

Primary APN	`81D-1595-1`
Alternative APN	`081D-1595-001-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,986 sqft (0.183 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2177 COTATI ST
City	HAYWARD
State	CA
Zip	94542-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: AR: 081D PAGE: 1595
Legal Subdivision	HAYWARD HOME FARM 01
Legal Block	17
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2000
Census Tract	435102

Owner

2177 Cotati St is held in a trust since March 2023.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	40545 W AGAVE RD, MARICOPA, AZ 85138-7027
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 14, 2023	Intrafamily Transfer, Transfer
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2001 · Amount on File
Deed Sale	Jan 9, 2001 · Amount on File
Deed Document Number	20017601
Last Transfer Date	Mar 20, 2023
Transfer Doc	0000042708
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2177 COTATI ST, HAYWARD, CA 94542-2305
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 EAST AVE, HAYWARD, CA 94541-5402

Mortgage

Document Number	0000086960
Date	Mar 2, 2021
Instrument	2021086960

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 14, 2023
Property Address	2177 COTATI ST, HAYWARD, CA 94542-2305
Document Number	0000042708
Map Reference	MB 28 PG 80
Instrument Date	Mar 20, 2023
Instrument	2023042708
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40545 W AGAVE RD, MARICOPA, AZ 85138-7027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2177 COTATI ST, HAYWARD, CA 94542-2305
Document Number	0000072729
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 EAST AVE HAYWARD CA 945415402, HAYWARD, CA 94541-5402

Mortgage

Document Number	0000072729
Date	Apr 1, 2020
Instrument	72729

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2177 COTATI ST, HAYWARD, CA 94542-2305
Document Number	0000061927
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 EAST AVE HAYWARD CA 945415402, HAYWARD, CA 94541-5402

Mortgage

Document Number	0000061927
Date	Mar 15, 2017
Instrument	61927

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2177 Cotati St was $5,461.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,214 (+2%) Land $192,107 Building $192,107
2025	$5,461.00	$376,682 Land $188,341 Building $188,341
2023	$5,347.00	$362,056 Land $181,028 Building $181,028	$671,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2177 Cotati St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2177 Cotati St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Etheric Networks, RobinsonHSS, Tekify Fiber & Wireless.

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