Talbot County property record for 21768 Camper Cir, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,611 sqft · built 2006 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Oct 2016) |
| Tax Bill | $5,138 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-197341 |
| Primary APN | 05-197341 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,611 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,125 sqft (0.301 acres) |
| Garage Type | Mixed |
| Garage Area | 451 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 197341 |
|---|---|
| Street Address | 21768 CAMPER CIR |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 - 13,125 SF E/S TILGHMAN RD NORTH TILGHMAN |
| Legal Subdivision | NORTH TILGHMAN |
| Legal Lot Number | 59 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960800 |
21768 Camper Cir is owned and occupied by two individuals who acquired it in February 2025.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21768 CAMPER CIR, TILGHMAN, MD 21671-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on File |
| Deed Sale | Oct 17, 2016 · Amount on File |
| Prior Sale | Apr 4, 2013 · Amount on File |
| Deed Book / Page | 2392 / 132 |
| Last Transfer Date | Feb 18, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 9, 2024 |
| Property Address | 21768 CAMPER CIR, TILGHMAN, MD 21671 |
| Document Number | 0031070390 |
| Book / Page | 3107 / 390 |
| Map Reference | LB JTB 4 FO 40 |
| Instrument Date | Jan 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | EL DORADO TITLE SVCS LLC, EL DORADO TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21768 CAMPER CIR, TILGHMAN, MD 21671 |
| Document Number | 0031070398 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 3107-0398 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2054 |
The 2026 property tax bill for 21768 Camper Cir was $5,138, up 6.3% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,138.00 (+6.29%) | $557,367 | $606,300 Land $290,000 Building $316,300 |
| 2025 | $4,834.00 | ||
| 2023 | $4,222.00 | $493,633 | $532,900 Land $242,300 Building $290,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21768 Camper Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21768 Camper Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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