21765 4th St, Silverhill, AL 36576 Property Records

Baldwin County property record for 21765 4th St, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,058 sqft · built 1986
Lot Size	0.458 acres (19,950 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2018)
Tax Bill	$1,046 (2026)
Deeds & Mortgages	May 2026 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`47-01-11-2-000-034.002`

Property Details

APN / Parcel Number

Primary APN	`47-01-11-2-000-034.002`
Alternative APNs	`344254` `35668`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,058 sqft Heated Area
1st Floor Area	2,058 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	133 ft deep x 150 ft wide
Utility Building	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	344254
Street Address	21765 4TH ST
City	SILVERHILL
State	AL
Zip	36576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150' X 133' SILVERHILL SUB BLK 29 LOT 10-12 PB MS1 PG59 SEC11-T6S-R3E (WD)
Legal Subdivision	SILVERHILL
Legal Block	29
Legal Lot Number	10-12
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2046
Census Tract	10908

Owner

21765 4th St is owned and occupied by an individual who bought it in February 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 91, SILVERHILL, AL 36576-0091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Feb 1, 2018	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Oct 27, 2017	Deed of Trust, Mortgage · Conventional with PMI DIRECT MTG LN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Deed Document Number	20181677921
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 12, 2026
Property Address	21765 4TH ST, SILVERHILL, AL 36576
Document Number	0002252652
Instrument Date	Apr 29, 2026
Instrument	20262252652
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21765 4TH ST, SILVERHILL, AL 36576

Mortgage

Document Number	0002252652,
Date	May 12, 2026
Instrument	20262252652

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 6, 2066

Interest

Rate	6.46%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	21765 4TH ST, SILVERHILL, AL 36576
Document Number	0001834820
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21765 4TH ST SILVERHILL AL 36576, SILVERHILL, AL 36576

Mortgage

Document Number	0001834820
Date	Jun 11, 2020
Instrument	1834820

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 1, 2018
Property Address	21765 4TH ST, SILVERHILL, AL 36576
Document Number	0001677921
Map Reference	MB1 PG59
Instrument Date	Jan 30, 2018
Instrument	1677921
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2117 LARGO AVE, 2117, MOBILE, AL 36609-2750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15825 4TH AVE, SILVERHILL, AL 36576-3878

Mortgage

Document Number	0001677922
Date	Feb 1, 2018
Instrument	1677922

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	21765 4TH ST, SILVERHILL, AL 36576
Document Number	0001664843
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21765 4TH ST SILVERHILL AL 36576, SILVERHILL, AL 36576

Mortgage

Document Number	0001664843
Date	Nov 6, 2017
Instrument	1664843

Lender

Name	DIRECT MTG LN
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21765 4th St was $1,046 with exemptions applied, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Silverhill Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,046.00 (+7.06%) Homeowner's exemption Senior Citizen's exemption
2025	$977.00	$28,780 Land $7,500 Building $21,280	$314,600 Land $81,900 Building $232,700
2023	$799.00 (-0.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,640 (-1.09%)	$236,100 (-1.21%) Land $53,000 Building $183,100
2022	$805.00 (+39.51%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,900	$239,000 Land $56,600 Building $182,400
2021	$577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21765 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21765 4th St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERHILL serves 2,058 people · EPA ID AL0000065
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, T-Mobile, Verizon.

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