2176 Winding Way, Lincoln, CA 95648 Property Records

Placer County property record for 2176 Winding Way, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,166 sqft · built 2002
Lot Size	0.141 acres (6,124 sqft)
Owner	Trust Name on File
Last Sale	$555,000 (Sep 2021)
Tax Bill	$5,288 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`332-100-019-000`

Property Details

APN / Parcel Number

Primary APN	`332-100-019-000`
Alternative APN	`332-100-019`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,124 sqft (0.141 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	332-100-019
Street Address	2176 WINDING WAY
City	LINCOLN
State	CA
Zip	95648-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SUN CITY LINCOLN HILLS VILL 22A W-100
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	23
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2011
Census Tract	23800

Owner

2176 Winding Way is held in a trust since March 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	2176 WINDING WAY, LINCOLN, CA 95648-8216
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Intrafamily Transfer, Transfer
Sep 14, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jul 11, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2021115323
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000012990
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 17, 2023
Property Address	2176 WINDING WAY, LINCOLN, CA 95648-8216
Document Number	0000012990
Map Reference	MB W PG 100
Instrument Date	Mar 10, 2023
Instrument	2023-0012990
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2176 WINDING WAY, LINCOLN, CA 95648-8216

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 14, 2021
Property Address	2176 WINDING WAY, LINCOLN, CA 95648-8216
Document Number	0000115323
Map Reference	MB W PG 100
Instrument Date	Sep 8, 2021
Instrument	2021-0115323
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 WINDING WAY, LINCOLN, CA 95648-8216

Mortgage

Document Number	0000115324
Date	Sep 14, 2021
Instrument	2021-0115324

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2176 WINDING WAY, LINCOLN, CA 95648-8216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 WINDING WAY, LINCOLN, CA 95648-8216

Mortgage

Document Number	0000104359
Date	Sep 22, 2020
Instrument	2020-0104359

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 11, 2018
Property Address	2176 WINDING WAY, LINCOLN, CA 95648-8216
Document Number	0000049308
Map Reference	MB W PG100
Instrument Date	Jun 29, 2018
Instrument	2018-0049308
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 WINDING WAY, LINCOLN, CA 95648-8216

Mortgage

Document Number	0000049309
Date	Jul 11, 2018
Instrument	2018-0049309

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2176 Winding Way was $5,288.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,000 (-6.53%) Land $127,600 Building $344,400
2025	$5,288.00	$505,000 Land $136,500 Building $368,500
2023	$5,131.00 (-13.49%)	$482,000 Land $130,300 Building $351,700
2022	$5,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2176 Winding Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2176 Winding Way is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: DigitalPath, Verizon.

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