2176 Wilmar Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2176 Wilmar Ave, Oceano, CA 93445

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,936 sqft · built 1979
Lot Size	0.152 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$529,000 (May 2018)
Tax Bill	$7,088 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-064-015`

Property Details

APN / Parcel Number

Primary APN	`062-064-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,936 sqft Total Area

Exterior

Year Built	Built 1979
Construction Type	Wood
Lot Area	6,650 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2176 WILMAR AVE
City	OCEANO
State	CA
Zip	93445-9254
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RMF
Legal Description	TR 684 LT 14
Legal Subdivision	TRACT 684
Legal Tract	684
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2003
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 15, 2018	Quit Claim Deed, Transfer · FHA Mortgage JMAC LENDING
May 15, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 15, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
May 15, 2018	Grant Deed, Transfer · FHA Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	2018019717
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 WILMAR AVE, OCEANO, CA 93445-9254

Mortgage

Document Number	0000033565
Date	May 4, 2021
Instrument	2021033565

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 15, 2018
Property Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Document Number	0000019718
Instrument Date	May 11, 2018
Instrument	19718
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1191 SHANNON LN ARROYO GRANDE CA 934205147, ARROYO GRANDE, CA 93420-5147

Mortgage

Document Number	19719
Date	May 15, 2018
Instrument	19719

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 15, 2018
Property Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Document Number	0000019716
Instrument Date	Apr 10, 2018
Instrument	19716
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1009 MORRO ST #204 SAN LUIS OBISPO CA 934013227, 204, SAN LUIS OBISPO, CA 93401-3227

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 15, 2018
Property Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Document Number	0000019717
Instrument Date	Apr 10, 2018
Instrument	19717
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$582.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1191 SHANNON LN ARROYO GRANDE CA 934205147, ARROYO GRANDE, CA 93420-5147

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 15, 2018
Property Address	2176 WILMAR AVE, OCEANO, CA 93445-9254
Document Number	0000019715
Instrument Date	Apr 10, 2018
Instrument	19715
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$291.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1009 MORRO ST #204 SAN LUIS OBISPO CA 934013227, 204, SAN LUIS OBISPO, CA 93401-3227

Mortgage

Document Number	19719
Date	May 15, 2018
Instrument	19719

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,088.00 (+4.73%)	$601,905 (+4.04%) Land $284,454 Building $317,451
2023	$6,768.00 (+1.39%)	$578,534 Land $273,409 Building $305,125
2022	$6,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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