2176 Sand Point Rd, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2176 Sand Point Rd, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1985
Lot Size	0.209 acres (9,100 sqft)
Owner	Trust Name on File
Last Sale	$679,000 (Nov 2017)
Tax Bill	$10,243 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`004-153-001-5`

Property Details

APN / Parcel Number

Primary APN	`004-153-001-5`
Alternative APN	`004-153-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Lot Area	9,100 sqft (0.209 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2176 SAND POINT RD
City	DISCOVERY BAY
State	CA
Zip	94505-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	TRACT 4687 LOT 60 B EX 3/4 MR
Legal Subdivision	SUBDIVISION 4687
Legal Tract	4687
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	304004

Owner

2176 Sand Point Rd is owner-occupied and held in a trust since November 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage PACIFIC SERVICE CU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Feb 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Nov 17, 2017	Grant Deed, Transfer · Conventional Mortgage SNAPFI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	Jun 1, 2015 · Amount on File
Deed Document Number	2017217142
Prior Transfer Date	Oct 26, 1995
Prior Transfer Doc	0000190149
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102

Mortgage

Document Number	0000008709
Date	Jan 28, 2026
Instrument	2026- 008709

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	PO BOX 8191, WALNUT CREEK, CA 94596

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102

Mortgage

Document Number	0000259543
Date	Nov 2, 2020
Instrument	2020-259543

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102
Document Number	0000028057
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SAND POINT RD DISCOVERY BAY CA 945059102, DISCOVERY BAY, CA 94505-9102

Mortgage

Document Number	0000028057
Date	Feb 13, 2020
Instrument	28057

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 17, 2017
Property Address	2176 SAND POINT RD, DISCOVERY BAY, CA 94505-9102
Document Number	0000217142
Instrument Date	Nov 8, 2017
Instrument	217142
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$746.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 SAND POINT RD DISCOVERY BAY CA 945059102, DISCOVERY BAY, CA 94505-9102

Mortgage

Document Number	217143
Date	Nov 17, 2017
Instrument	217143

Lender

Name	SNAPFI INC
Address	1155 MERIDIAN AVE # 100, SAN JOSE, CA 95125-4331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2176 Sand Point Rd was $10,243 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$788,031 (+2%) Land $348,173 Building $439,858
2025	$10,243.00	$772,581 Land $341,347 Building $431,234
2023	$9,617.00 (+1.56%)	$742,583 Land $328,093 Building $414,490
2022	$9,469.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2176 Sand Point Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2176 Sand Point Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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