2176 Old Mining Rd, Lakeland, FL 33801 Property Records

Polk County property record for 2176 Old Mining Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,573 sqft · built 2022
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Trust Names on File
Last Sale	$352,900 (Aug 2022)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-12-178758-000620`

Property Details

APN / Parcel Number

Primary APN	`24-28-12-178758-000620`
Alternative APN	`122824178758000620`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,573 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	1,079 sqft
Upper Floors Area	1,494 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	28 sqft

Location & Zoning

Street Address	2176 OLD MINING RD
City	LAKELAND
State	FL
Zip	33801-9591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PRESERVE PHASE 1 PB 189 PGS 20-23 LOT 62
Legal Subdivision	SADDLE CREEK PRESERVE PHASE 1
Legal Block	2
Legal Lot Number	62
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2003
Census Tract	11603

Owner

2176 Old Mining Rd is owner-occupied and held in a trust since November 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION
Nov 24, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Deed Document Number	2022216993
Deed Book / Page	12373 / 1621
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000277673
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591

Mortgage

Document Number	0000292935
Date	Dec 15, 2025
Book Page	13811/454
Instrument	2025292935

Lender

Name	ACHIEVE CREDIT UNION
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 24, 2025
Property Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591
Document Number	0000277673
Book / Page	13788 / 1904
Map Reference	MB 189 PG 20
Instrument Date	Nov 7, 2025
Instrument	2025277673
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 10, 2022
Property Address	2176 OLD MINING RD, LAKELAND, FL 33801-9591
Document Number	0000216993
Book / Page	12373 / 1621
Map Reference	MB 189 PG 20
Instrument Date	Aug 4, 2022
Instrument	2022216993
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,470.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 OLD MINING ROAD, LAKELAND, FL 33801-9591

Mortgage

Document Number	0123731625
Date	Aug 10, 2022
Instrument	12373/1625

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2176 Old Mining Rd was $2,369, down 60.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,461 (+2.7%)	$267,851 (-2.52%) Land $52,000 Building $215,851
2025	$2,369.00 (-60.89%) Homeowner's exemption	$223,428 (+2.9%)	$274,785 (-4.09%) Land $52,000 Building $222,785
2024	$6,057.00 (+3.36%) Homeowner's exemption	$217,131 (+3%)	$286,512 (-2.94%) Land $52,000 Building $234,512
2023	$5,860.00 (+50.72%) Homeowner's exemption	$210,807 (+401.92%)	$295,205 (+602.87%) Land $50,000 Building $245,205
2022	$3,888.00	$42,000 Land $42,000	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2176 Old Mining Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2176 Old Mining Rd is high, ranking above 74% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

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