Santa Clara County property record for 2176 Luz Ave, San Jose, CA 95116
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 956 sqft · built 1979 |
| Lot Size | 0.022 acres (975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2019) |
| Tax Bill | $7,988 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-55-039 |
| Primary APN | 481-55-039 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 956 sqft Living Area |
| 1st Floor Area | 493 sqft |
| 2nd Floor Area | 463 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Lot Area | 975 sqft (0.022 acres) |
| Lot Dimensions | 65 ft deep x 15 ft wide |
| Garage Type | Carport |
| Garage Area | 340 sqft |
| Carport | Carport |
| Carport Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | None |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2176 LUZ AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95116-2050 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-CL |
| Legal Description | TRACT 4963 BOOK 286 PAGE 43 PAGE 44 LOT 39 |
| Legal Subdivision | MAP OF TRACT 4963 |
| Legal Tract | 4963 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 503712 |
2176 Luz Ave, a condominium, is owned and occupied by two individuals who bought it in November 2019.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2176 LUZ AVE, SAN JOSE, CA 95116-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Nov 18, 2019 | Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Aug 9, 2017 | Grant Deed, Transfer · Conventional Mortgage FREMONT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on File |
| Deed Sale | Nov 18, 2019 · Amount on File |
| Prior Sale | Aug 9, 2017 · Amount on File |
| Deed Document Number | 201924334088 |
| Prior Transfer Date | Jun 10, 1994 |
| Prior Transfer Doc | 0012532588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2176 LUZ AVE, SAN JOSE, CA 95116-2050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2176 LUZ AVE 95116, 95116, SAN JOSE, CA 95116-2050 |
| Document Number | 0024594818 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 24594818 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 18, 2019 |
| Property Address | 2176 LUZ AVE, SAN JOSE, CA 95116-2050 |
| Document Number | 0024334088 |
| Map Reference | MB 286 PG 43&44 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 24334088 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2176 LUZ AVE, SAN JOSE, CA 95116-2050 |
| Document Number | 0024334089 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 24334089 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 9, 2017 |
| Property Address | 2176 LUZ AVE, SAN JOSE, CA 95116-2050 |
| Document Number | 0023723106 |
| Map Reference | MAP286 PG43&44 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 23723106 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7216 CORONADO DR APT 1, 1, SAN JOSE, CA 95129-4515 |
| Document Number | 0023723107 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 23723107 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 2176 Luz Ave was $7,988 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Alum Rock Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $501,978 (+2%) Land $250,989 Building $250,989 | |
| 2025 | $7,988.00 Homeowner's exemption | $492,136 Land $246,068 Building $246,068 |
| 2023 | $7,640.00 (+1.95%) Homeowner's exemption | $473,028 Land $236,514 Building $236,514 |
| 2022 | $7,494.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2176 Luz Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2176 Luz Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Sail Internet, Sonic Telecom, T-Mobile, Verizon.
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