2176 Hwy 109 S, Ruby, SC 29741 Property Records

Chesterfield County property record for 2176 Hwy 109 S, Ruby, SC 29741 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1 ba
Owner	Individual Name on File
Last Sale	$80,000 (Dec 2021)
Tax Bill	$536 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131 000 000 023`

Property Details

APN / Parcel Number

Primary APN	`131 000 000 023`
Alternative APNs	`00016769` `00926293` `926293`

Interior

Full Baths	1 Bath

Location & Zoning

Account Number	00016769
Street Address	2176 HIGHWAY 109 S
City	RUBY
State	SC
Zip	29741-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	MOUNT CROGHAN
Census Block Group	2
Census Block	2061
Census Tract	950300

Owner

Source: Chesterfield County records · APN 131 000 000 023

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2176 HIGHWAY 109 S, RUBY, SC 29741-5738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 06, 2019	Deed, Transfer
May 06, 2019	Deed, Transfer · Stand-Alone First Mortgage FOUNDERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	May 06, 2019 · Amount on Record
Deed Document Number	202100005748
Deed Book / Page	543 / 325
Record Updated	Jun 08, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 22, 2021
Property Address	2176 HIGHWAY 109 S, RUBY, SC 29741-5738
Document Number	000543/325
Book / Page	543 / 325
Map Reference	MB R PG 54
Instrument Date	Dec 21, 2021
Instrument	202100005748
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2176 HIGHWAY 109 S, RUBY, SC 29741-5738

Mortgage

Document Number	00531/1272
Date	Dec 22, 2021
Book Page	531/1272
Instrument	202100005749

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 06, 2019
Property Address	2176 HIGHWAY 109 S, RUBY, SC 29741-5738
Document Number	521/161
Book / Page	521 / 161
Instrument Date	May 05, 2019
Instrument	1773
Transaction Type	Transfer
Record Updated	Apr 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LIBERTY HILL CHURCH RD, PAGELAND, SC 29728-5252

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 06, 2019
Property Address	2176 HIGHWAY 109 S, RUBY, SC 29741-5738
Document Number	000521/161
Book / Page	521 / 161
Instrument Date	May 05, 2019
Instrument	1773
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 LIBERTY HILL CHURCH RD, PAGELAND, SC 29728-5252

Mortgage

Document Number	00505/1199
Date	May 06, 2019
Book Page	505/1199
Instrument	1774

Lender

Name	FOUNDERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2034

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00 (+29.47%)	$3,570 (+14.42%) Land $240 Building $3,330	$89,200 (+14.36%) Land $6,000 Building $83,200
2023	$414.00	$3,120 Land $200 Building $2,920	$78,000 Land $5,000 Building $73,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 59% of South Carolina
Wildfire Likelihood	About 1 in 935 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Lynches River Communications	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

2176 Hwy 109 S, Ruby, SC 29741 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Hwy 109 S

Nearby Streets

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