2176 Gary Ct, Decatur, IL 62526 Property Records

Macon County property record for 2176 Gary Ct, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,961 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Jun 2013)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-12-04-351-014`

Property Details

APN / Parcel Number

Primary APN	`04-12-04-351-014`
Alternative APN	`12-04-351-014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,961 sqft Living Area
1st Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	041204351014
Street Address	2176 GARY CT
City	DECATUR
State	IL
Zip	62526-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	ACE JOHNSON ESTATES LOT 13 IRREG
Legal Range	02E
Legal Township	16N
Legal Section	04
Legal Subdivision	ACE JOHNSON ESTATES
Legal Lot Number	13
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2176 GARY CT, DECATUR, IL 62526-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage HUD
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Sep 28, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Prior Sale	Mar 1, 2004 · Amount on Record
Deed Document Number	20131856605
Deed Book / Page	4311 / 221
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2176 GARY CT, DECATUR, IL 62526-3002
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004965/611
Date	Jul 31, 2023
Book Page	4965/611
Instrument	2014234

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Nov 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2176 GARY CT, DECATUR, IL 62526-3002
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4830/870
Date	Jun 24, 2021
Book Page	4830/870
Instrument	1980544

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Sep 28, 2020
Property Address	2176 GARY CT, DECATUR, IL 62526-3002
Document Number	004770/903
Book / Page	4770 / 903
Map Reference	PB 335 PG 512
Instrument Date	Sep 28, 2020
Instrument	1967601
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 GARY CT, DECATUR, IL 62526-3002

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00	$46,584 Land $7,380 Building $39,204	$139,766 Land $22,142 Building $117,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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