Contra Costa County property record for 2176 el Lago Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 1995 |
| Lot Size | 0.112 acres (4,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Nov 2016) |
| Tax Bill | $4,840 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-210-037-2 |
| Primary APN | 041-210-037-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 762 sqft |
| 2nd Floor Area | 766 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 4,880 sqft (0.112 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2176 EL LAGO DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-4144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7704 L37 |
| Legal Subdivision | SUBDIVISION 7704 |
| Legal Tract | 7704 |
| Legal Lot Number | 37 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 302013 |
2176 el Lago Dr is owned and occupied by an individual who bought it in November 2016.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2176 EL LAGO DR, OAKLEY, CA 94561-4144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on File |
| Deed Sale | Nov 17, 2016 · Amount on File |
| Prior Sale | Aug 11, 1995 · Amount on File |
| Deed Document Number | 2016249283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2176 EL LAGO DR, OAKLEY, CA 94561-4144 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2176 EL LAGO DR, OAKLEY, CA 94561-4144 |
| Document Number | 0000079827 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022-079827 |
| Name | WILLAMETTE VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SALEM, OR 97301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 2176 el Lago Dr was $4,840 with a veteran's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $487,717 (+2%) Land $177,566 Building $310,151 | |
| 2025 | $4,840.00 Disabled Person's exemption Veteran's exemption | $478,155 Land $174,085 Building $304,070 |
| 2023 | $4,708.00 (-0.21%) Disabled Person's exemption Veteran's exemption | $459,589 Land $167,326 Building $292,263 |
| 2022 | $4,718.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2176 el Lago Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2176 el Lago Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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