2176 Crest Dr, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 2176 Crest Dr, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,363 sqft · built 2020
Lot Size0.368 acres (16,019 sqft)
Owner2 Trust Names on File
Last Sale$2,200,000 (Jul 2020)
Tax Bill$29,873 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Oct 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E09BB00800

Property Details

APN / Parcel Number

Primary APN21E09BB00800
Alternative APN
  • 00246941

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area4,363 sqft Living Area
Basement Area624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,019 sqft (0.368 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00246941
Street Address2176 CREST DR
CityLAKE OSWEGO
StateOR
Zip97034-2721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Description681 UPLANDS CREST LT 19
Legal Range1E
Legal Township2S
Legal Section09
Legal SubdivisionUPLANDS CREST
Legal Lot Number19
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2005
Census Tract20202

Owner

2176 Crest Dr is owner-occupied and held in a trust since September 2024.

Source: Clackamas County records, as of October 29, 2025

Owner of Record2 Trust Names on File
Mailing Address2176 CREST DR, LAKE OSWEGO, OR 97034-2721
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Warranty Deed, Subdivision Related Transfer
BANK OF AMERICA
Oct 31, 2019Trustee's Deed, Construction Loan · Line of Credit
FINANCE OF AMERICA COM'L LLC
Jul 26, 2019Warranty Deed, Transfer · Construction Mortgage
ROGER A WOOLEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2020 · Amount on File
Deed SaleJul 10, 2020 · Amount on File
Prior SaleJul 26, 2019 · Amount on File
Deed Document Number202053312
Last Transfer DateSep 4, 2024
Transfer Doc0000032732
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJul 10, 2020
Property Address2176 CREST DR, LAKE OSWEGO, OR 97034-2721
Document Number0000053312
Instrument DateJul 9, 2020
Instrument53312
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 20, 2020
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2176 CREST DR LAKE OSWEGO OR 970342721, LAKE OSWEGO, OR 97034-2721

Mortgage

Document Number53313
DateJul 10, 2020
Instrument53313
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount on Record
Term180 Months
DueJul 9, 2035

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLACKAMAS OR
Recording DateOct 31, 2019
Property Address2176 CREST DR, LAKE OSWEGO, OR 97034-2721
Instrument DateOct 30, 2019
Instrument69103
Transaction TypeConstruction Loan
Record UpdatedNov 11, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16771 BOONES FERRY RD LAKE OSWEGO OR 970354383, LAKE OSWEGO, OR 97035-4383
InvestorPossibly a Property Investor

Mortgage

Document Number0000069103
DateOct 31, 2019
Instrument69103
Lender
NameFINANCE OF AMERICA COM'L LLC
Address6230 FAIRVIEW RD # 300, CHARLOTTE, NC 28210-3151
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueOct 30, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJul 26, 2019
Property Address2176 CREST DR, LAKE OSWEGO, OR 97034-2721
Document Number0000043676
Instrument DateJul 25, 2019
Instrument43676
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16771 BOONES FERRY RD LAKE OSWEGO OR 970354383, LAKE OSWEGO, OR 97035-4383
InvestorPossibly a Property Investor

Mortgage

Document Number43677
DateJul 26, 2019
Instrument43677
Lender
NameROGER A WOOLEY
Address29030 SW TOWN CENTER LOOP E # 2, WILSONVILLE, OR 97070-9490
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 25, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2176 Crest Dr was $29,873.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,873.00$1,555,559$3,210,387 Land $529,367 Building $2,681,020
2023$28,222.00$1,466,265$2,995,485 Land $484,505 Building $2,510,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2176 Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2176 Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.3% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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