Napa County property record for 2176 Clay St, Napa, CA 94559
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,356 sqft · built 1977 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jun 2003) |
| Tax Bill | $6,522 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-190-005-000 |
| Primary APN | 002-190-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,797 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Old Parcel Number | 002-190-005 |
|---|---|
| Street Address | 2176 CLAY ST |
| City | NAPA |
| State | CA |
| Zip | 94559-2354 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM |
| Legal Description | LOT 16 THE CREEK SUB 11R/M71 |
| Legal Subdivision | THE CREEK |
| Legal Lot Number | 16 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 200201 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2003 · Amount on Record |
| Deed Sale | Jun 27, 2003 · Amount on Record |
| Prior Sale | May 27, 1999 · Amount on Record |
| Deed Document Number | 200334107 |
| Prior Transfer Date | May 19, 1999 |
| Prior Transfer Doc | 0000017203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Document Number | 0000018292 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-0018292 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000539 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020-0000539 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2176 CLAY ST, NAPA, CA 94559-2354 |
| Document Number | 0000028185 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0028185 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,522.00 (+2.16%) Homeowner's exemption | $524,421 (+2%) Land $236,357 Building $288,064 | $524,421 (+2%) Land $236,357 Building $288,064 |
| 2025 | $6,384.00 (+4.28%) Homeowner's exemption | $514,139 (+4.04%) Land $231,723 Building $282,416 | $514,139 Land $231,723 Building $282,416 |
| 2023 | $6,122.00 (+0.99%) Homeowner's exemption | $494,176 Land $222,726 Building $271,450 | |
| 2022 | $6,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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