2176 40th St, Somerset, WI 54025 Property Records

St. Croix County property record for 2176 40th St, Somerset, WI 54025 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Oct 2016)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-1048-70-200`

Property Details

APN / Parcel Number

Primary APN	`032-1048-70-200`
Alternative APN	`17.31.19.243C`

Exterior

Lot Area	261,360 sqft (6 acres)

Location & Zoning

Street Address	2176 40TH ST
City	SOMERSET
State	WI
Zip	54025-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 17 T31N R19W SE NE 6 AC LOT 2 CSM 7/1867
Legal Range	19W
Legal Township	31N
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	CERTIFIED SURV MAP
Legal Lot Number	2
Jurisdiction	ST CROIX WI
Township / Civil Division	SOMERSET
Census Block Group	4
Census Block	4008
Census Tract	120401

Owner

Source: St. Croix County records · APN 032-1048-70-200

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2176 40TH ST, SOMERSET, WI 54025-7334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2016 · Amount on Record
Deed Sale	Oct 18, 2016 · Amount on Record
Prior Sale	Dec 08, 2010 · Amount on Record
Deed Document Number	1037418
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2176 40TH ST, SOMERSET, WI 54025-7334
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001161138
Date	Nov 14, 2022
Instrument	1161138

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	11.7%
Margin	4
Max Rate	11.7%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2176 40TH ST, SOMERSET, WI 54025-7334
Document Number	0001110476
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2176 40TH ST SOMERSET WI 540257334, SOMERSET, WI 54025-7334

Mortgage

Document Number	0001110476
Date	Aug 31, 2020
Instrument	1110476

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

Source: St. Croix County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Somerset Town
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00 (-4.06%) Homeowner's exemption	$349,500 (-) Land $108,000 Building $241,500	$349,500 (-) Land $108,000 Building $241,500
2023	$3,349.00 Homeowner's exemption	$349,500 Land $108,000 Building $241,500	$349,500 Land $108,000 Building $241,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Croix County (55109C), updated April 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Amery Telcom	Fiber	5,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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