21757 Spring Ave, Sturgis, MI 49091 Property Records

St. Joseph County property record for 21757 Spring Ave, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,046 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$60,600 (Oct 2018)
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-250-034-10`

Property Details

APN / Parcel Number

Primary APN	`016-250-034-10`

Interior

Full Baths	1 Bath
Stories	3 Stories
Building Area	1,046 sqft Living Area
1st Floor Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	90 ft deep x 104 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21757 SPRING AVE
City	STURGIS
State	MI
Zip	49091-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14, 15 & THAT PT OF W 1/2 LOT 13 BEING 15 FT WIDE ON N SIDE & 7 FT ON S SIDE & ABUTTING LOT 14 BLK 6 MINERAL SPRINGS SUB
Legal Range	11W
Legal Township	08S
Legal Section	01
Legal Subdivision	MINERAL SPRINGS
Legal Block	6
Legal Lot Number	14-15
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	4
Census Block	4002
Census Tract	41400

Owner

21757 Spring Ave is owned and occupied by an individual who bought it in October 2018.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	21757 SPRING AVE, STURGIS, MI 49091-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Mar 29, 2002 · Amount on File
Deed Book / Page	1935 / 655
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	21757 SPRING AVE, STURGIS, MI 49091-9247
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01994/0727
Date	Jan 30, 2020
Book Page	1994/0727

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 19, 2018
Property Address	21757 SPRING AVE, STURGIS, MI 49091-9247
Document Number	01935/0655
Book / Page	1935 / 0655
Map Reference	LB1 PG19
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12721 RAVEN WAY, 12721, CEDAR LAKE, IN 46303-8654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N SAINT JOSEPH ST # 3, 3, WHITE PIGEON, MI 49099-9202

Mortgage

Document Number	0001935657
Date	Oct 19, 2018
Instrument	1935/657

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21757 Spring Ave was $1,159 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,800 Land $15,400 Building $47,400	$125,600 Land $30,800 Building $94,800
2025	$1,159.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21757 Spring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21757 Spring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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