2175 Ulster Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2175 Ulster Ct, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 1986
Lot Size0.341 acres (14,864 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Aug 2024)
Tax Bill$3,956 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402316277005

Property Details

APN / Parcel Number

Primary APN402316277005
Alternative APNs
  • 00952623397801
  • 10004617708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,864 sqft (0.341 acres)
Garage TypeAttached
Garage Area594 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area12 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952623397801
Street Address2175 ULSTER CT
CityPUNTA GORDA
StateFL
Zip33983-8634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK765 LT 8 855/1077 936/503 DC1396/50-JR 1397/116 DC1842/495-AMR 1842/496 2939/1134 3404/465 CT3933/1941 4056/1701 4138/1229 4898/47 3443495
Legal Range23E
Legal Township40S
Legal Section16
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block765
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group3
Census Block3007
Census Tract20101

Owner

2175 Ulster Ct is owned by two individuals who bought it in August 2024.

Source: Charlotte County records, as of November 19, 2025

Owner of Record2 Individual Names on File
Mailing Address3347 TROY MILLS BLVD, WALKER, IA 52352-9601
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2024 · Amount on File
Deed SaleAug 28, 2024 · Amount on File
Prior SaleDec 21, 2021 · Amount on File
Deed Document Number20243443495
Prior Transfer DateJul 22, 2009
Prior Transfer Doc0034040465
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 21, 2021
Property Address2175 ULSTER CT, PUNTA GORDA, FL 33983-8634
Document Number0048980047
Book / Page4898 / 47
Map ReferenceMB 12 PG 2A-2-Z-41
Instrument DateDec 17, 2021
Instrument3037329
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanyARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,589.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2175 ULSTER CT, PORT CHARLOTTE, FL 33983-8634

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 ULSTER CT, PORT CHARLOTTE, FL 33983-8634

Mortgage

Document Number0000489849
DateDec 21, 2021
Instrument4898/49
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2175 Ulster Ct was $3,956, up 2% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,956.00 (+19.95%)$262,265 Land $40,800 Building $221,465$262,265 Land $40,800 Building $221,465
2024$3,298.00 (+1.1%)
2023$3,262.00 (+7.59%) Homeowner's exemption$190,716 (+3%)$225,804 (-7.25%) Land $46,000 Building $179,804
2022$3,032.00 Homeowner's exemption$185,161$243,467 Land $36,550 Building $206,917

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2175 Ulster Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims12 (1995–2022)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2175 Ulster Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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