2175 Spruce Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 2175 Spruce Ave, Des Plaines, IL 60018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,194 sqft · built 1959
Lot Size0.179 acres (7,809 sqft)
OwnerIndividual Name on Record
Last Sale$317,000 (Aug 2019)
Tax Bill$7,299 (2023)
Deeds & MortgagesSep 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-408-008

Property Details

APN / Parcel Number

Primary APN09-29-408-008
Alternative APN
  • 09-29-408-008-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,809 sqft (0.179 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2175 SPRUCE AVE
CityDES PLAINES
StateIL
Zip60018-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(HOWARD)(HIGHLANDS)(UNIT1) SUB OF WH NW SE & W 33 FT OF EH NW SE SEC 29-41-12
Legal Range12E
Legal Township41N
Legal Section29
Legal SubdivisionHOWARD HIGHLANDS UNIT1
Legal Lot Number58
Legal Unit1
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group2
Census Block2002
Census Tract806501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2175 SPRUCE AVE, DES PLAINES, IL 60018-2940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Aug 28, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Prior SaleJul 18, 2007 · Amount on Record
Deed Document Number201955550
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2175 SPRUCE AVE, DES PLAINES, IL 60018-2940
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025212214
DateSep 9, 2021
Instrument2125212214
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateAug 28, 2019
Property Address2175 SPRUCE AVE, DES PLAINES, IL 60018-2940
Document Number1924055550
Instrument DateAug 13, 2019
Instrument24055550
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$317.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2175 SPRUCE AVE DES PLAINES IL 600182940, DES PLAINES, IL 60018-2940

Mortgage

Document Number1924055551
DateAug 28, 2019
Instrument24055551
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,000 (+12.9%) Land $9,371 Building $25,629$350,000 (+12.9%) Land $93,710 Building $256,290
2023$7,299.00 (+2.86%)
2022$7,096.00 Homeowner's exemption$31,000 Land $7,809 Building $23,191$310,000 Land $78,090 Building $231,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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