St. Clair County property record for 2175 Sperry Rd, Berlin, MI 48002 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 18,731 sqft (0.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2018) |
| Tax Bill | $906.00 (2025) |
Source: St. Clair County records · APN 74-09-900-0003-200
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2175 SPERRY RD, BERLIN, MI 48002-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Sep 27, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MUTUAL MORTGAGE |
| Jul 20, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MICHIGAN MUTUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2018 · Amount on Record |
| Deed Sale | Jul 20, 2018 · Amount on Record |
| Prior Sale | Aug 22, 2016 · Amount on Record |
| Deed Doc Number | 201816485 |
| Deed Book / Page | 4969 / 702 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2175 SPERRY RD, BERLIN, MI 48002-2019 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | ALAMO TITLE 17, ALAMO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2175 SPERRY RD, BERLIN, MI 48002-2019 |
| Document Number | 5365796 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 5365/796 |
| Instrument | 2021014637 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2175 SPERRY RD, BERLIN, MI 48002-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051010667 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 5101/667 |
| Instrument | 2019020025 |
| Name | MUTUAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 20, 2018 |
| Property Address | 2175 SPERRY RD, BERLIN, MI 48002-2019 |
| Document Number | 0049690702 |
| Book / Page | 004969 / 000702 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12843 HILL RD RILEY MI 480411703, RILEY, MI 48041-1703 |
| Document Number | 49680352 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 004968/000352 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2048 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 (-59.86%) Homeowner's exemption | $109,300 (+19.19%) | |
| 2024 | $2,257.00 (+10.53%) | $218,600 (+19.19%) | |
| 2023 | $91,700 | ||
| 2022 | $2,042.00 | $183,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-09-900-0003-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,176 sqft Living Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Basement Area | 1,176 sqft Basement |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Lot Area | 18,731 sqft (0.43 acres) |
| Depth X Width | 187 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 2175 SPERRY RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-2019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 31' OF LOT 4, ALL OF LOT 5 & S 3' OF LOT 6 W OF MAIN STREET & S OF BELLE RIVER VILLAGE OF BELLE RIVER |
| Legal Subdivision | WHITE OAK ESTATES CONDOMINIUM |
| Legal Lot Number | 4-6 |
| Legal Unit | 4,5,6 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | BERLIN |
| Census Blockgroup | 2 |
| Census Block | 2041 |
| Census Tract | 657200 |
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