Lincoln County property record for 2175 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,399 sqft · built 2017 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Feb 2018) |
| Tax Bill | $3,106 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-69-8479 |
| Primary APN | 4604-69-8479 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,399 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 7,536 sqft (0.173 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 304366 |
|---|---|
| Street Address | 2175 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #49 LT COVINGTON @LN PH4 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Legal Lot Number | 49 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 71203 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2175 SEAGULL DR, DENVER, NC 28037-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Feb 12, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Feb 23, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2018 · Amount on Record |
| Deed Sale | Feb 23, 2018 · Amount on Record |
| Deed Document Number | 2018574504 |
| Deed Book / Page | 2725 / 244 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 0003329656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2175 SEAGULL DR, DENVER, NC 28037-7872 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3015939 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 3015/939 |
| Instrument | 626782 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2175 SEAGULL DR, DENVER, NC 28037-7872 |
| Document Number | 2883696 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2175 SEAGULL DR DENVER NC 280377872, DENVER, NC 28037-7872 |
| Document Number | 2883696 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 002883/000696 |
| Instrument | 604676 |
| Name | TRUIST BK |
|---|---|
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 23, 2018 |
| Property Address | 2175 SEAGULL DR, DENVER, NC 28037-7872 |
| Document Number | 2725244 |
| Book / Page | 002725 / 000244 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 574504 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2175 SEAGULL DR DENVER NC 280377872, DENVER, NC 28037-7872 |
| Document Number | 2725246 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 002725/000246 |
| Instrument | 574505 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,106.00 (+0.62%) | $487,242 (-) Land $82,000 Building $405,242 | $487,242 (-) Land $82,000 Building $405,242 |
| 2025 | $3,087.00 (+0.95%) | $487,242 (-) Land $82,000 Building $405,242 | $487,242 (-) Land $82,000 Building $405,242 |
| 2023 | $3,058.00 | $487,242 Land $82,000 Building $405,242 | $487,242 Land $82,000 Building $405,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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