2175 Riverlea Cir, Naperville, IL 60565 Property Records

DuPage County property record for 2175 Riverlea Cir, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,526 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (May 2022)
Tax Bill	$10,858 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-32-313-037`

Property Details

APN / Parcel Number

Primary APN	`08-32-313-037`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	1,386 sqft
2nd Floor Area	1,140 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Lot Area	12,632 sqft (0.29 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2175 RIVERLEA CIR
City	NAPERVILLE
State	IL
Zip	60565-2490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	NAPER-CARRIAGE HILL UNIT 6 ALL
Legal Subdivision	NAPER-CARRIAGE HILL
Legal Lot Number	202
Legal Unit	6
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3014
Census Tract	846201

Owner

2175 Riverlea Cir is owned and occupied by two individuals who bought it in May 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2175 RIVERLEA CIR, NAPERVILLE, IL 60565-2490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Deed Document Number	202245513
Prior Transfer Date	Oct 10, 2003
Prior Transfer Doc	0000401495
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2175 RIVERLEA CIR, NAPERVILLE, IL 60565-2490
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069628
Date	Oct 27, 2023
Instrument	R2023-069628

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 6, 2022
Property Address	2175 RIVERLEA CIR, NAPERVILLE, IL 60565-2490
Document Number	0000045513
Map Reference	DOC R78-66467
Instrument Date	Apr 25, 2022
Instrument	R2022-045513
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 RIVERLEA CIR, 2175, NAPERVILLE, IL 60565-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2175 RIVERLEA CIR, NAPERVILLE, IL 60565-2490

Mortgage

Document Number	0000045514
Date	May 6, 2022
Instrument	R2022-045514

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2175 Riverlea Cir was $10,858 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,858.00	$194,059 Land $78,698 Building $115,361	$582,177 Land $236,094 Building $346,083
2022	$8,889.00 Homeowner's exemption Senior Citizen's exemption	$148,350 Land $60,160 Building $88,190	$445,050 Land $180,480 Building $264,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2175 Riverlea Cir in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2015)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2175 Riverlea Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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