2175 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 2175 Ridge Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,056 sqft · built 1981
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$145,700 (Jan 2007)
Tax Bill$343 (2025)
Deeds & MortgagesAug 2023 Mortgage
May 2020 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APN47W210034500

Property Details

APN / Parcel Number

Primary APN47W210034500
Alternative APNs
  • 006672
  • 6672

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area2,056 sqft Adjusted Area
1st Floor Area1,647 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2175 RIDGE RD
CityCOLUMBUS
StateMS
Zip39705-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW4 SE4 2175 RIDGE RD 7C
Legal Range18W
Legal Township17S
Legal Section27
Legal SubdivisionSEC27 T17S R18W SE4
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1027
Census Tract302

Owner

Source: Lowndes County assessment roll, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
ADVANCE MORTGAGE & INVESTMENT CO LLC
May 8, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
OCEANSIDE MORTGAGE CO
Apr 6, 2021Deed of Trust, Mortgage · FHA Mortgage
OCEANSIDE MORTGAGE CO
Jul 16, 2019Deed of Trust, Mortgage · VA Mortgage
OCEANSIDE MTG
Mar 30, 2018Deed of Trust, Mortgage · VA Mortgage
OCEANSIDE MTG
Jun 6, 2017Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L
May 23, 2017Quit Claim Deed, Transfer
AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 3, 2007 · Amount on Record
Deed SaleJan 3, 2007 · Amount on Record
Deed Book / Page2007 / 70
Last Transfer DateMay 23, 2017
Transfer Doc0020173418
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202318414
DateAug 29, 2023
Book Page2023/18414
Lender
NameADVANCE MORTGAGE & INVESTMENT CO LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020209882
DateMay 8, 2020
Book Page2020/9882
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202110071
DateApr 6, 2021
Book Page2021/10071
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Document Number0020194880
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2175 RIDGE RD COLUMBUS MS 397053006, COLUMBUS, MS 39705-3006

Mortgage

Document Number0020194880
DateJul 29, 2019
Book Page002019/014880
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Document Number0020187161
Instrument DateMar 30, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2175 RIDGE RD COLUMBUS MS 397053006, COLUMBUS, MS 39705-3006

Mortgage

Document Number0020187161
DateApr 9, 2018
Book Page002018/007161
Lender
NameOCEANSIDE MTG
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Document Number0020173329
Instrument DateJun 6, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyAMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2175 RIDGE RD COLUMBUS MS 397053006, COLUMBUS, MS 39705-3006

Mortgage

Document Number0020173329
DateJun 19, 2017
Book Page002017/013329
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2047

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWNDES MS
Recording DateMay 23, 2017
Property Address2175 RIDGE RD, COLUMBUS, MS 39705-3006
Document Number0020173418
Book / Page002017 / 003418
Instrument DateMay 23, 2017
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyAMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2175 RIDGE RD COLUMBUS MS 397053006, COLUMBUS, MS 39705-3006

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$343.00 (+1.78%) Homeowner's exemption Senior Citizen's exemption$11,808 (+11.91%)$118,080 (+11.91%) Land $23,770 Building $94,310
2024$337.00 (-0.88%)
2023$340.00 Homeowner's exemption Senior Citizen's exemption$10,551$105,510 Land $23,770 Building $81,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST LOWNDES W/A #2-HUCKLEBERRY
public/private · serves 7,035 people · EPA ID MS0440080
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless · Fiber in parts of the area
100 / 20

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