2175 Pea Rdg Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 2175 Pea Rdg Rd, Cornelia, GA 30531

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 2008
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Mar 2026)
Tax Bill	$2,730 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026 031A`

Property Details

APN / Parcel Number

Primary APN	`026 031A`
Alternative APNs	`676580` `377715`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,550 sqft Heated Area
Gross Area	4,100 sqft
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Finished Basement	1,550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	64,904 sqft (1.49 acres)
Lot Width	226 ft Width
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	377715
Street Address	2175 PEA RIDGE RD
City	CORNELIA
State	GA
Zip	30531-4887
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-89 LT 1 PB 60-6 DB 1185-1051
Legal Subdivision	HABERSHAM INVESTMENTS LLC
Legal Lot Number	1
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1009
Census Tract	603

Owner

2175 Pea Rdg Rd, a rural home, is owned and occupied by an individual who bought it in March 2026.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Apr 23, 2008	Deed of Trust, Mortgage · Conventional Mortgage STEPHENS FEDERAL BANK
May 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage STEPHENS FEDERAL BANK
Aug 30, 2010	Deed of Trust, Mortgage · Line of Credit HALLCO COMMUNITY CREDIT UNION
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Feb 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on File
Deed Sale	Mar 19, 2026 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Book / Page	1426 / 852
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001244/0000000099
Date	Dec 22, 2020
Book Page	0000001244/0000000099

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000846/489
Date	Apr 23, 2008
Book Page	846/489

Lender

Name	STEPHENS FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2039

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00885/0365
Date	May 1, 2009
Book Page	885/0365

Lender

Name	STEPHENS FEDERAL BANK
Address	TOCCOA, GA 30577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2039

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00930/0806
Date	Aug 30, 2010
Book Page	930/0806

Lender

Name	HALLCO COMMUNITY CREDIT UNION
Address	GAINESVILLE, GA 30501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 19, 2026
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Document Number	001426/852
Book / Page	1426 / 852
Instrument Date	Mar 19, 2026
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887

Mortgage

Document Number	0001426853
Date	Mar 19, 2026
Instrument	1426/853

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2056

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 25, 2019
Property Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Document Number	01185/1051
Book / Page	1185 / 1051
Instrument Date	Feb 25, 2019
Instrument	2019-000281
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 PEA RIDGE RD, CORNELIA, GA 30531-4887
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2175 Pea Rdg Rd was $2,730 with exemptions applied, down 4.2% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,730.00 (-4.24%) Homeowner's exemption Senior Citizen's exemption	$172,456 (+1.87%) Land $19,892 Building $152,564	$431,139 (+1.87%) Land $49,729 Building $381,410
2025	$2,851.00 Homeowner's exemption Senior Citizen's exemption	$169,288 Land $18,590 Building $150,698	$423,222 Land $46,476 Building $376,746
2023	Homeowner's exemption	$144,224 (+19.64%) Land $14,364 Building $129,860	$360,560 (+19.64%) Land $35,910 Building $324,650
2022	Homeowner's exemption	$120,544 Land $8,620 Building $111,924	$301,360 Land $21,550 Building $279,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2175 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2175 Pea Rdg Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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