2175 Ocean Pearl Rd, Corolla, NC 27927 Property Records

Currituck County property record for 2175 Ocean Pearl Rd, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,492 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$552,500 (Sep 2023)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9022-12-0100`

Property Details

APN / Parcel Number

Primary APN	`9022-12-0100`
Alternative APNs	`087A00200100005` `000201877` `000168791` `9022-12`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000168791
Street Address	2175 OCEAN PEARL RD
City	COROLLA
State	NC
Zip	27927-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROVA BEACH, SECT 5, BLOCK 2, LOT 10
Legal Subdivision	CAROVA BEACH
Legal Block	2
Legal Lot Number	10
Jurisdiction	CURRITUCK NC
Township / Civil Division	FRUITVILLE
Census Block Group	1
Census Block	1068
Census Tract	110101

Owner

2175 Ocean Pearl Rd is owned by an individual who bought it in September 2023.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3036 MAPLE LAKE CT, POWHATAN, VA 23139-5065
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Prior Sale	Mar 31, 2005 · Amount on File
Deed Document Number	0001747317
Deed Book / Page	1747 / 317
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 19, 2023
Property Address	2175 OCEAN PEARL RD, COROLLA, NC 27927-9325
Document Number	0017470317
Book / Page	1747 / 317
Map Reference	MB 2 PG 139
Instrument Date	Aug 29, 2023
Instrument	385149
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 MAPLE LAKE CT, POWHATAN, VA 23139-5065

Mortgage

Document Number	0000385150
Date	Sep 19, 2023
Instrument	385150

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 2175 Ocean Pearl Rd was $1,737, up 0.5% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00 (+0.52%)	$230,000 (-) Land $32,000 Building $198,000
2024	$1,728.00 (+9.3%)	$230,000 (-) Land $32,000 Building $198,000
2023	$1,581.00 (+17.72%)	$230,000 (-) Land $32,000 Building $198,000	$230,000 (-) Land $32,000 Building $198,000
2022	$1,343.00	$230,000 Land $32,000 Building $198,000	$230,000 (-) Land $32,000 Building $198,000
2021			$230,000 Land $32,000 Building $198,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2175 Ocean Pearl Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	L01 “Currituck Banks”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2175 Ocean Pearl Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10