Charlotte County property record for 2175 Deborah Dr, Punta Gorda, FL 33950
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.258 acres (11,245 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Mar 2026) |
| Tax Bill | $1,863 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412223204009 |
| Primary APN | 412223204009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,245 sqft (0.258 acres) |
|---|---|
| View / Lot | Waterfront |
| Sewer | Connected |
|---|
| Account Number | 00952110297007 |
|---|---|
| Street Address | 2175 DEBORAH DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8165 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC12 BLK162 LT23 636/55 755/350 835/2167-68 994/328 1650/413 DC1781/1763-BTL 2095/483 CD2288/748 2288/758 3271/1936 3658/1285 4120/1755 4576/966 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 23 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 162 |
| Legal Lot Number | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 10405 |
Source: Charlotte County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5814 PRAIRIE GRASS LN, CEDAR RAPIDS, IA 52411-7973 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| May 18, 2020 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | May 18, 2020 · Amount on Record |
| Deed Document Number | 20263628375 |
| Prior Transfer Date | Mar 19, 2008 |
| Prior Transfer Doc | 0032711936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 2175 DEBORAH DR, PUNTA GORDA, FL 33950-8165 |
| Document Number | 0003628375 |
| Map Reference | MB 8 PG 6-A |
| Instrument Date | Mar 20, 2026 |
| Instrument | 3628375 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4239 HARBOR BLVD, PORT CHARLOTTE, FL 33952-9127 |
| Name | Verified Name |
|---|---|
| Address | 5814 PRAIRIE GRASS LN, CEDAR RAPIDS, IA 52411-7973 |
| Document Number | 0003628376 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 3628376 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 18, 2020 |
| Property Address | 2175 DEBORAH DR, PUNTA GORDA, FL 33950-8165 |
| Document Number | 0045760966 |
| Book / Page | 004576 / 000966 |
| Instrument Date | May 18, 2020 |
| Instrument | 2812437 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2059 PADRE ISLAND DR #111 PUNTA GORDA FL 339508184, 111, PUNTA GORDA, FL 33950-8184 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,863.00 (+4.25%) | $97,750 (+26.72%) Land $97,750 | $97,750 (-15%) Land $97,750 |
| 2024 | $1,787.00 (+3.77%) | ||
| 2023 | $1,722.00 (+13.89%) | $77,138 (-5.47%) | $115,000 (+40.93%) Land $115,000 |
| 2022 | $1,512.00 | $81,600 Land $81,600 | $81,600 Land $81,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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