Shasta County property record for 21744 Rusty Ln, Palo Cedro, CA 96073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,070 sqft · built 1976 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Sep 2015) |
| Tax Bill | $5,446 (2025) |
| Deeds & Mortgages | Jan 2020 Reverse Mortgage Jan 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-480-014-000 |
| Primary APN | 058-480-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Foundation Type | Concrete |
| Lot Area | 91,476 sqft |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 058480014000 |
|---|---|
| Street Address | 21744 RUSTY LN |
| City | PALO CEDRO |
| State | CA |
| Zip | 96073-9666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R-BA-5 |
| Legal Subdivision | MOUNTAIN SPGS ACRES 06 |
| Jurisdiction | SHASTA CA |
| Township / Civil Division | REDDING |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11900 |
Source: Shasta County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21744 RUSTY LN, PALO CEDRO, CA 96073-9666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Reverse Mortgage USDA |
| Jan 23, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on Record |
| Deed Sale | Sep 1, 2015 · Amount on Record |
| Prior Sale | Jan 31, 2005 · Amount on Record |
| Deed Document Number | 201525931 |
| Prior Transfer Date | Jun 10, 2014 |
| Prior Transfer Doc | 0000015899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHASTA CA |
| Property Address | 21744 RUSTY LN, PALO CEDRO, CA 96073-9666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002291 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-0002291 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.71% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2021 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHASTA CA |
| Property Address | 21744 RUSTY LN, PALO CEDRO, CA 96073-9666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002290 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-0002290 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.71% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2021 |
| Index | 1-Year LIBOR |
Source: Shasta County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | California |
| County | Shasta County |
| Elementary School District | Junction Elementary School District (KG - 08) |
| Secondary School District | Shasta Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $528,262 (+2%) Land $120,744 Building $407,518 | |
| 2025 | $5,446.00 (+2.93%) Homeowner's exemption | $517,905 (+4.04%) Land $118,377 Building $399,528 |
| 2023 | $5,291.00 (+2.54%) Homeowner's exemption | $497,796 Land $113,781 Building $384,015 |
| 2022 | $5,160.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1996–2025) |
| Most Recent Claim | Dec 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Com-Pair Services Fixed Wireless | 100 / 25 |
May also be available: DigitalPath, Verizon.
5G (outdoors only) and 4G LTE
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