Limestone County property record for 21744 Cagle Rd, Athens, AL 35614
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,262 sqft · built 1980 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jun 2020) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0705150000033001 |
| Primary APN | 0705150000033001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Upper Floors Area | 1,184 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10700968 |
|---|---|
| Street Address | 21744 CAGLE RD |
| City | ATHENS |
| State | AL |
| Zip | 35614-6431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE COR OF NW OF SE TH W 30S 30 TO POB CONT W 227 S 427E 227 N 427 TO POB IN SEC 15 24N |
| Jurisdiction | LIMESTONE AL |
| Township / Civil Division | ATHENS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20201 |
21744 Cagle Rd is owned and occupied by an individual who bought it in June 2020.
Source: Limestone County records, as of February 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21744 CAGLE RD, ATHENS, AL 35614-6431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC |
| Jun 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Oct 2, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Oct 2, 2018 · Amount on File |
| Deed Document Number | 0202050955 |
| Deed Book / Page | 2020 / 50955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Property Address | 21744 CAGLE RD, ATHENS, AL 35614-6431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/29458 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 2020/29458 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Jun 25, 2020 |
| Property Address | 21744 CAGLE RD, ATHENS, AL 35614-6431 |
| Document Number | 2020/50955 |
| Book / Page | 2020 / 50955 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4503 WILLOW BEND RD SE, 4503, DECATUR, AL 35603-5316 |
| Name | Verified Name |
|---|---|
| Address | 26919 ED RAY RD, ATHENS, AL 35613-5573 |
| Document Number | 202050958 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020/50958 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIMESTONE AL |
| Recording Date | Oct 2, 2018 |
| Property Address | 21744 CAGLE RD, ATHENS, AL 35614-6431 |
| Document Number | 2018/59530 |
| Book / Page | 2018 / 59530 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13379 SUMMERFIELD DR, 13379, ATHENS, AL 35613-8365 |
| Name | Verified Name |
|---|---|
| Address | 21744 CAGLE RD, ATHENS, AL 35614-6431 |
The 2025 property tax bill for 21744 Cagle Rd was $874 with a homeowner's exemption, up 8.3% from the year before.
Source: Limestone County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Limestone County |
| Unified School District | Limestone County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874.00 (+8.3%) Homeowner's exemption | $29,920 (+4.32%) | $299,100 (+4.29%) Land $49,400 Building $249,700 |
| 2024 | $807.00 (+8.18%) Homeowner's exemption | $28,680 (+11.86%) | $286,800 (+11.9%) Land $46,600 Building $240,200 |
| 2023 | $746.00 (+21.7%) Homeowner's exemption | $25,640 (+20.83%) | $256,300 (+20.95%) Land $46,600 Building $209,700 |
| 2022 | $613.00 Homeowner's exemption | $21,220 | $211,900 Land $20,700 Building $191,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21744 Cagle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21744 Cagle Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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