2174 Westover Rd, Hickory, NC 28602 Property Records

Catawba County property record for 2174 Westover Rd, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,512 sqft · built 1988
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2014)
Tax Bill	$1,191 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2791-15-74-1781`

Property Details

APN / Parcel Number

Primary APN	`2791-15-74-1781`
Alternative APN	`0062635`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	3,024 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	275 ft deep x 103 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2174 WESTOVER RD
City	HICKORY
State	NC
Zip	28602-8286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 10 PL 20-48
Legal Subdivision	WESTOVER WOODS
Legal Lot Number	10
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2025
Census Tract	11101

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2174 WESTOVER RD, HICKORY, NC 28602-8286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIGURE LENDING LLC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2014 · Amount on Record
Deed Sale	Aug 21, 2014 · Amount on Record
Prior Sale	Mar 16, 1992 · Amount on Record
Deed Document Number	201412762
Deed Book / Page	3254 / 117
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2174 WESTOVER RD, HICKORY, NC 28602-8286
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038000424
Date	Mar 23, 2023
Book Page	3800/424
Instrument	4888

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	HICKORY, NC 28602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2174 WESTOVER RD, HICKORY, NC 28602-8286
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037711444
Date	Sep 28, 2022
Book Page	3771/1444
Instrument	21167

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 18, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	2174 WESTOVER RD, HICKORY, NC 28602-8286
Document Number	0035650919
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 WESTOVER RD HICKORY NC 286028286, HICKORY, NC 28602-8286

Mortgage

Document Number	0035650919
Date	Apr 13, 2020
Book Page	003565/000919
Instrument	6817

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,900 (-) Land $24,900 Building $274,000
2025	$1,191.00 (-17.63%)	$298,900 (-) Land $24,900 Building $274,000
2024	$1,446.00 (+2.63%)
2023	$1,409.00	$298,900 Land $24,900 Building $274,000	$298,900 Land $24,900 Building $274,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HICKORY serves 71,393 people · EPA ID NC0118010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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