2174 W Hwy 46, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2174 W Hwy 46, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,110 sqft · built 1948
Lot Size	11.1 acres (485,258 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Sep 1996)
Tax Bill	$16,099 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-111-027`

Property Details

APN / Parcel Number

Primary APN	`040-111-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	485,258 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2174 W HIGHWAY 46
City	PASO ROBLES
State	CA
Zip	93446-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 15/55 PAR 4
Legal Subdivision	PARCEL MAP CO-74-74
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1051
Census Tract	10016

Owner

2174 W Hwy 46 is owned by a company that acquired it in December 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit MISSION BANK
Aug 31, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE SIERRA
Aug 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jun 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Sep 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 1996 · Amount on File
Deed Sale	Sep 13, 1996 · Amount on File
Deed Document Number	199645961
Last Transfer Date	Dec 9, 2024
Transfer Doc	0000036364
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 15, 2026
Property Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Document Number	0000022011
Instrument Date	Jul 3, 2026
Instrument	202622011
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602

Mortgage

Document Number	0000022011,
Date	Jul 15, 2026
Instrument	202622011

Lender

Name	MISSION BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 VIA SANTA BARBARA, PASO ROBLES, CA 93446-3971

Mortgage

Document Number	0000035112
Date	Aug 31, 2022
Instrument	2022035112

Lender

Name	BANK OF THE SIERRA
Type	Bank
Address	FARMERSVILLE, CA 93223

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034099
Date	Aug 19, 2019
Instrument	2019034099

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021148
Date	Jun 4, 2019
Instrument	2019021148

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 13, 2017
Property Address	2174 W HIGHWAY 46, PASO ROBLES, CA 93446-8602
Document Number	0000041055
Instrument Date	Sep 13, 2017
Instrument	41055
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2174 W HIGHWAY 46 PASO ROBLES CA 934468602, PASO ROBLES, CA 93446-8602

Tax Assessment & Valuation

The 2025 property tax bill for 2174 W Hwy 46 was $16,099.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,525,743 (+2%) Land $375,822 Building $1,149,921
2025	$16,099.00	$1,495,827 Land $368,453 Building $1,127,374
2023	$15,541.00 (+1.74%)	$1,437,745 Land $354,147 Building $1,083,598
2022	$15,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2174 W Hwy 46 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2174 W Hwy 46 is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: T-Mobile.

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