2174 Riverside Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 2174 Riverside Dr, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1969
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Aug 2024)
Tax Bill	$825 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 18 1 19`

Property Details

APN / Parcel Number

Primary APN	`14 18 1 19`
Alternative APNs	`169270` `181260`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,082 sqft Heated Area
Gross Area	1,204 sqft
1st Floor Area	1,082 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	20,909 sqft (0.48 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181260
Street Address	2174 RIVERSIDE DR
City	LENOIR
State	NC
Zip	28645-6862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1994 PG 1886 YR 20 ST 130.00
Jurisdiction	CALDWELL NC
Township / Civil Division	YADKIN VALLEY
Census Block Group	3
Census Block	3003
Census Tract	31000

Owner

Source: Caldwell County records · APN 14 18 1 19

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2174 RIVERSIDE DR, LENOIR, NC 28645-6862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202410098694
Deed Book / Page	2115 / 1806
Prior Transfer Date	Dec 11, 2007
Prior Transfer Doc	0016660804
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2174 RIVERSIDE DR, LENOIR, NC 28645-6862
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 215 RIVERWK ROAD, LENOIR, NC 28645

Mortgage

Document Number	0020620382
Date	Jul 21, 2022
Book Page	2062/382
Instrument	10074753

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	927 Months
Due	Oct 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.91%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.91%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 31, 2020
Property Address	2174 RIVERSIDE DR, LENOIR, NC 28645-6862
Document Number	0010046708
Book / Page	001994 / 001886
Instrument Date	Jul 22, 2020
Instrument	10046708
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 RIVERSIDE DR LENOIR NC 286456862, LENOIR, NC 28645-6862

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 23, 2020
Property Address	2174 RIVERSIDE DR, LENOIR, NC 28645-6862
Document Number	0010046316
Book / Page	001993 / 002093
Instrument Date	Jul 22, 2020
Instrument	10046316
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2174 RIVERSIDE DR LENOIR NC 286456862, LENOIR, NC 28645-6862

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+60.82%)	$107,000 (+72.03%) Land $7,400 Building $99,600	$107,000 (+72.03%) Land $7,400 Building $99,600
2024	$513.00 (+104.38%)
2023		$62,200 (-) Land $6,300 Building $55,900	$62,200 (-) Land $6,300 Building $55,900
2022	$251.00	$62,200 Land $6,300 Building $55,900	$62,200 Land $6,300 Building $55,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270310003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 64% of North Carolina
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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