2174 Palmer Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2174 Palmer Dr, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,527 sqft Living Area
Lot Size5,690 sqft (0.131 acres)
OccupancyOwner Occupied
Last Sale$600,000 (2005)
Tax Bill$1,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN165-511-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,527 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area5,690 sqft (0.131 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2174 PALMER DR
CityOCEANSIDE
StateCA
Zip92056-3611
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 34 TR 007982
Legal SubdivisionEL CAMINO VILLA
Legal Tract007982
Legal Block1
Legal Lot Number34
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1007
Census Tract18515

Owner

Source: San Diego County records · APN 165-511-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2174 PALMER DR, OCEANSIDE, CA 92056-3611
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2005 · Amount on Record
Deed SaleOct 05, 2005 · Amount on Record
Prior SaleJun 30, 1989 · Amount on Record
Deed Doc Number2005863974
Prior Transfer DateJul 09, 2002
Prior Transfer Doc0000659265
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2174 PALMER DR, OCEANSIDE, CA 92056-3611
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 PALMER DR, OCEANSIDE, CA 92056-3611

Mortgage

Document Number0000622985
DateSep 01, 2021
Instrument2021-0622985
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateSep 01, 2031
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change2.95%
Index1-Year CMT
Max Rate10.9%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$103,715 (+2%) Land $45,980 Building $57,735
2025$1,110.00 (+5.51%) Homeowner's exemption$101,682 (+4.04%) Land $45,079 Building $56,603
2023$1,052.00 (+1.64%) Homeowner's exemption$97,736 Land $43,330 Building $54,406
2022$1,035.00

Flood & Wildfire

2174 Palmer Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Palmer Dr

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