2174 N Wilson Rd, Mears, MI 49436 Property Records

Oceana County property record for 2174 N Wilson Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	13.4 acres (584,140 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Oct 2021)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-021-200-05`

Property Details

APN / Parcel Number

Primary APN	`006-021-200-05`

Exterior

Lot Area	584,140 sqft (13.4 acres)

Location & Zoning

Street Address	2174 N WILSON RD
City	MEARS
State	MI
Zip	49436-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2174 N WILSON AVE MLC9512487 WD992480 WD995086 QC-L2014P16627LE SPL FR 200-02 IN 1986 SEC 21 T15N R18W. 13.41 A M/L TH PT OF
Legal Range	18W
Legal Township	15N
Legal Section	21
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	2
Census Block	2037
Census Tract	11000

Owner

2174 N Wilson Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2174 N WILSON RD, MEARS, MI 49436-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Deed Document Number	20216877
Deed Book / Page	2021 / 25873
Prior Transfer Date	Oct 20, 2014
Prior Transfer Doc	2014/016627
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 5, 2021
Property Address	2174 N WILSON RD, MEARS, MI 49436-9474
Document Number	2021/25873
Book / Page	2021 / 25873
Instrument Date	Oct 5, 2021
Instrument	202100006877
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	OCEANA LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 N WILSON RD, MEARS, MI 49436-9474

Mortgage

Document Number	202100006878
Date	Oct 5, 2021
Instrument	202100006878

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2174 N Wilson Rd was $1,840 with a homeowner's exemption, up 2.4% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,000 (+5.8%) Land $155,000	$310,000 (+5.8%) Land $310,000
2025	$1,840.00 (+2.45%) Homeowner's exemption	$146,500 Land $146,500	$293,000 Land $293,000
2024	$1,796.00
2023		$109,800 Land $109,800	$219,600 (-) Land $219,600
2022	$1,593.00		$219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2174 N Wilson Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2174 N Wilson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20