2174 Meter Rd, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 2174 Meter Rd, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1985
Lot Size	1.14 acres (50,007 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`022853-2`

Property Details

APN / Parcel Number

Primary APN	`022853-2`
Alternative APN	`014-11665-15603-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	50,007 sqft (1.14 acres)
Lot Dimensions	500 ft deep x 100 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	524 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	022853-2
Street Address	2174 METER RD
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21 4 E MID PT W METER RD (100 X 500)
Legal Subdivision	FIRELANDS SURVEY
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	2
Census Block	2015
Census Tract	50301

Owner

2174 Meter Rd is owned and occupied by two individuals who acquired it in December 2025.

Source: Ottawa County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 2, 2025	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025
Deed Sale	Dec 2, 2025
Prior Sale	Apr 15, 2016 · Amount on File
Deed Document Number	20257678
Deed Book / Page	2061 / 114
Prior Transfer Date	Oct 30, 2025
Prior Transfer Doc	0000007678
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Recording Date	Jul 15, 2026
Property Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480
Document Number	0000004438
Book / Page	2091 / 492
Instrument Date	Jul 8, 2026
Instrument	20264438
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480

Mortgage

Document Number	0000004438,
Date	Jul 15, 2026
Book Page	2091/492
Instrument	20264438

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307226
Date	Jun 3, 2021
Book Page	1842/467
Instrument	2021-307226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Sep 1, 2046

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OH
Recording Date	Dec 2, 2025
Property Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480
Document Number	0000007678
Book / Page	2061 / 114
Instrument Date	Oct 21, 2025
Instrument	202500007678
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480

Mortgage

Document Number	0002061118
Date	Dec 2, 2025
Instrument	2061/118

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	2174 METER RD, LAKESIDE MARBLEHEAD, OH 43440-9480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295553
Date	Jun 17, 2020
Book Page	1775/967
Instrument	202000295553

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2174 Meter Rd was $2,311 with a homeowner's exemption, up 0.4% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 (+0.43%)	$68,996 (-) Land $21,203 Building $47,793
2024	$2,301.00 (+20.41%) Homeowner's exemption	$68,996 (+21.33%) Land $21,203 Building $47,793	$197,130 Land $60,580 Building $136,550
2023	$1,911.00 (-0.47%) Homeowner's exemption	$56,868 (-) Land $19,075 Building $37,793
2022	$1,920.00 Homeowner's exemption	$56,868 Land $19,075 Building $37,793
2021			$162,480 Land $54,500 Building $107,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2174 Meter Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	576.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	16 (1980–2026)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2174 Meter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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