2174 Elm St, Covington, GA 30014 Property Records

Newton County property record for 2174 Elm St, Covington, GA 30014

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 ba · 60,348 sqft · built 1983
Lot Size	7.32 acres (319,295 sqft)
Owner	Company Name on File
Last Sale	$1,950,000 (Sep 2016)
Tax Bill	$32,847 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`C0210-00020-002-000`

Property Details

APN / Parcel Number

Primary APN	`C0210-00020-002-000`
Alternative APNs	`C021 0002 002` `38053`

Interior

Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	60,348 sqft Total Area
1st Floor Area	55,248 sqft
Office	488 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	319,295 sqft (7.32 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38053
Old Parcel Number	C021 0002 002
Street Address	2174 ELM ST
City	COVINGTON
State	GA
Zip	30014
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1
Legal Description	7.334AC ELM & PACE STREET
Legal Subdivision	HWY 278 CORRIDOR
Legal Block	2
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3007
Census Tract	100302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Historic District listed 1998 · 612 contributing resources · NRIS 98000969

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6127 GINN ST SE, COVINGTON, GA 30014-3239
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	0003494443
Deed Book / Page	3494 / 443
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	ELM ST ST, COVINGTON, GA 30014
Document Number	0041120563
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6127 GINN ST SE COVINGTON GA 300143239, COVINGTON, GA 30014-3239

Mortgage

Document Number	0041120563
Date	Dec 15, 2020
Book Page	004112/000563
Instrument	8349

Lender

Name	NEWTON FED'L BK
Type	Bank
Address	COVINGTON, GA 30014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 14, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,847.00 (-5.95%)	$1,104,200 (+9.21%) Land $316,640 Building $787,560	$2,760,500 (+9.21%) Land $791,600 Building $1,968,900
2023		$1,011,040 Land $316,640 Building $694,400	$2,527,600 Land $791,600 Building $1,736,000
2022	$34,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Delta Communications, T-Mobile USA, Xfinity.

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