2174 Derby Ln, Belvidere, IL 61008 Property Records

Boone County property record for 2174 Derby Ln, Belvidere, IL 61008

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,609 sqft · built 2008
OwnerIndividual Name on File
Last Sale$119,500 (Jul 2020)
Tax Bill$3,901 (2025)
Deeds & MortgagesOct 2024 Mortgage
Jul 2020 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-31-153-084

Property Details

APN / Parcel Number

Primary APN06-31-153-084
Alternative APN
  • 06-06-31-153-084

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,609 sqft Living Area
Gross Area2,247 sqft
1st Floor Area2,247 sqft
Basement Area638 sqft
Unfinished Basement638 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number06-06-31-153-084
Street Address2174 DERBY LN
CityBELVIDERE
StateIL
Zip61008-9122
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description31-44-4 LOGAN SQUARE CONDOS UNIT 47 2174 DERBY LN
Legal SubdivisionLOGAN SQUARE CONDO
Legal Unit47
JurisdictionBOONE IL
Township / Civil DivisionBONUS
Census Block Group4
Census Block4022
Census Tract10400

Owner

2174 Derby Ln, a condominium, is owned and occupied by an individual who bought it in July 2020.

Source: Boone County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address2174 DERBY LN, BELVIDERE, IL 61008-9122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Jul 14, 2020Administrator's Deed, Transfer
Jul 7, 2014Warranty Deed, Transfer · Conventional Mortgage
ALPINE BANK & TRUST CO
Apr 24, 2012Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2020 · Amount on File
Deed SaleJul 14, 2020 · Amount on File
Prior SaleJul 7, 2014 · Amount on File
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE IL
Property Address2174 DERBY LN, BELVIDERE, IL 61008-9122
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2024R04127
DateOct 11, 2024
Instrument2024R04127
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2054
Interest
Rate TypeFixed Rate
Rate7%

July 2020: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionBOONE IL
Recording DateJul 14, 2020
Property Address2174 DERBY LN, BELVIDERE, IL 61008-9122
Document Number2020R03937
Instrument DateJul 10, 2020
Instrument2020R03937
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
Tax$179.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2174 DERBY LN, BELVIDERE, IL 61008-9122
InvestorPossibly a Property Investor

July 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateJul 7, 2014
Property Address2174 DERBY LN, BELVIDERE, IL 61008-9122
Document Number0014R03274
Instrument DateJul 2, 2014
Instrument14R03274
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$131.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014R03275
DateJul 7, 2014
Instrument14R03275
Lender
NameALPINE BANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate3.25%

April 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE IL
Recording DateApr 24, 2012
Property Address2174 DERBY LN, BELVIDERE, IL 61008-9122
Document Number0012R03006
Instrument DateApr 23, 2012
Instrument12R03006
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount on Record
Tax$150.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address998 BELVIDERE RD STE 1, 1, BELVIDERE, IL 61008-9360
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2174 Derby Ln was $3,901 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBonus Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,901.00 Homeowner's exemption$53,700 (+6.51%) Land $2,083 Building $51,617$161,100 (+6.51%) Land $6,249 Building $154,851
2024$50,416 Land $2,083 Building $48,333$151,248 Land $6,249 Building $144,999
2022$3,621.00$39,333 Land $2,083 Building $37,250$117,999 Land $6,249 Building $111,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2174 Derby Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1978–2000)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2174 Derby Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELVIDERE
serves 25,339 people · EPA ID IL0070050
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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