2174 Darby St, Escondido, CA 92025 Property Records

San Diego County property record for 2174 Darby St, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,042 sqft · built 1983
Lot Size	0.125 acres (5,450 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2021)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-381-16-00`

Property Details

APN / Parcel Number

Primary APN	`236-381-16-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,042 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	5,450 sqft (0.125 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2174 DARBY ST
City	ESCONDIDO
State	CA
Zip	92025-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 13 TR 010608
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	010608
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20403

Owner

2174 Darby St is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 23, 2021	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LNDG HM LNS INC
Feb 9, 2017	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Feb 9, 2017 · Amount on File
Deed Document Number	2021599446
Prior Transfer Date	Jun 24, 2005
Prior Transfer Doc	0000555825
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464

Mortgage

Document Number	0000126037
Date	Mar 22, 2022
Instrument	2022-0126037

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2021
Property Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464
Document Number	0000599446
Map Reference	MAP 10608
Instrument Date	Jul 19, 2021
Instrument	2021-0599446
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464
Document Number	0000807040
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 DARBY ST ESCONDIDO CA 920256464, ESCONDIDO, CA 92025-6464

Mortgage

Document Number	0000807040
Date	Dec 16, 2020
Instrument	807040

Lender

Name	OCEAN LNDG HM LNS INC
Address	MISSION VIEJO, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2017
Property Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464
Document Number	0000067628
Map Reference	MAP10608
Instrument Date	Feb 9, 2017
Instrument	2017-0067628
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 DARBY ST, ESCONDIDO, CA 92025-6464

Mortgage

Document Number	0000067629
Date	Feb 9, 2017
Instrument	2017-0067629

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2174 Darby St was $7,476.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,691 (+2%) Land $490,513 Building $175,178
2025	$7,476.00	$652,640 Land $480,896 Building $171,744
2023	$7,159.00 (+1.07%)	$627,299 Land $462,223 Building $165,076
2022	$7,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2174 Darby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2174 Darby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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