2174 39th Ave, Oakland, CA 94601 Property Records

Alameda County property record for 2174 39th Ave, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,357 sqft · built 1912
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on File
Last Sale	$480,778 (Oct 2024)
Tax Bill	$10,703 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Nov 2018 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-2096-29`

Property Details

APN / Parcel Number

Primary APN	`32-2096-29`
Alternative APN	`032-2096-029-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	2174 39TH AVE
City	OAKLAND
State	CA
Zip	94601-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00029 BLK: AR: 0032 PAGE: 2096
Legal Subdivision	BOULEVARD PARK
Legal Block	12
Legal Lot Number	27
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3001
Census Tract	407102

Owner

2174 39th Ave is owned by a company that bought it in October 2024.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Nov 1, 2018	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Oct 26, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Deed Document Number	2024125336
Prior Transfer Date	May 10, 2016
Prior Transfer Doc	0000201326
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 39TH AVE, OAKLAND, CA 94601-4302

Mortgage

Document Number	0000021648
Date	Feb 1, 2022
Instrument	2022021648

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.73%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.73%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211876
Date	Nov 1, 2018
Instrument	2018211876

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Document Number	0000040204
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 39TH AVE OAKLAND CA 946014302, OAKLAND, CA 94601-4302

Mortgage

Document Number	0000040204
Date	Feb 19, 2020
Instrument	40204

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.19%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Document Number	0000040205
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 39TH AVE OAKLAND CA 946014302, OAKLAND, CA 94601-4302

Mortgage

Document Number	0000040205
Date	Feb 19, 2020
Instrument	40205

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.19%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2174 39TH AVE, OAKLAND, CA 94601-4302
Document Number	0000211877
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2174 39TH AVE OAKLAND CA 946014302, OAKLAND, CA 94601-4302

Mortgage

Document Number	0000211877
Date	Nov 1, 2018
Instrument	211877

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	5.02%

Tax Assessment & Valuation

The 2025 property tax bill for 2174 39th Ave was $10,703.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,000 (-10.07%) Land $182,100 Building $424,900
2025	$10,703.00	$675,000 Land $200,000 Building $475,000
2023	$2,931.00 Homeowner's exemption	$89,645 Land $39,444 Building $50,201	$698,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2174 39th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2174 39th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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