21730 SE 89th St, Mcloud, OK 74851 Property Records

Cleveland County property record for 21730 SE 89th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,349 sqft · built 2009
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (May 2010)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`JC1 10 1E 1031`

Property Details

APN / Parcel Number

Primary APN	`JC1 10 1E 1031`
Alternative APNs	`R0157389` `157389`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,349 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	2,349 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Attached
Garage Area	1,065 sqft

Exterior Amenities

Porch	Porch
Porch Area	590 sqft
Patio Area	44 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	157389
Street Address	21730 SE 89TH ST
City	MCLOUD
State	OK
Zip	74851-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-10-1E 5.01 AC PRT E/2 NE/4 BEG 986.91W NE/C NE/4 S662.11 W328.93 N662.11 E328.97 POB
Legal Range	01E
Legal Township	10
Legal Section	01
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4000
Census Tract	202302

Owner

21730 SE 89th St is owned and occupied by an individual who acquired it in December 2011.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	21730 SE 89TH ST, MCLOUD, OK 74851-8642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit VISION BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional with PMI BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2010 · Amount on File
Deed Sale	May 18, 2010 · Amount on File
Prior Sale	Mar 6, 2009 · Amount on File
Deed Document Number	201015597
Deed Book / Page	4745 / 539
Last Transfer Date	Dec 6, 2011
Transfer Doc	R201142432
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	21730 SE 89TH ST, MCLOUD, OK 74851-8642
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0R20243022
Date	Feb 7, 2024
Book Page	6631/914
Instrument	R 2024 3022

Lender

Name	VISION BANK
Type	Bank
Address	ADA, OK 74821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	21730 SE 89TH ST, MCLOUD, OK 74851-8642
Document Number	0000032934
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21730 SE 89TH ST MCLOUD OK 748518642, MCLOUD, OK 74851-8642

Mortgage

Document Number	0000032934
Date	Oct 15, 2019
Book Page	005978/001145
Instrument	32934

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21730 SE 89th St was $3,015 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 Homeowner's exemption	$34,020 Land $4,788 Building $29,232	$414,220 Land $58,304 Building $355,916
2023	$2,810.00 Homeowner's exemption	$31,819 Land $3,126 Building $28,693	$265,165 Land $26,052 Building $239,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21730 SE 89th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21730 SE 89th St is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Dobson Fiber Fiber	1,000 / 1,000
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Atlink Services.

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