Macomb County property record for 21730 Chester, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,536 sqft · built 2006 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (May 2007) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-22-278-010 |
| Primary APN | 21-05-22-278-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21730 CHESTER |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | HARTWAY DOBSON SUBDIVISION LOT 27 |
| Legal Subdivision | HARTWAY DOBSON SUBDIVISION |
| Legal Lot Number | 27 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 216000 |
21730 Chester is owned by a company that acquired it in January 2021 and is owner-occupied.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21730 CHESTER, RAY, MI 48096-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2007 · Amount on File |
| Deed Sale | May 4, 2007 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 20077066325 |
| Deed Book / Page | 18684 / 228 |
| Last Transfer Date | Jan 6, 2021 |
| Transfer Doc | 0002176192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 6, 2021 |
| Property Address | 21730 CHESTER, RAY, MI 48096-3102 |
| Document Number | 2102176192 |
| Book / Page | 27677 / 84 |
| Map Reference | LB 42 PG 29 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 202102176192 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21730 CHESTER, RAY, MI 48096-3102 |
| Document Number | 2102176193 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 202102176193 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 237 Months |
| Due | Feb 1, 2041 |
The 2025 property tax bill for 21730 Chester was $2,647 with a homeowner's exemption, up 2.8% from the year before.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | New Haven Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,700 (-1.71%) | $401,400 (-1.71%) | |
| 2025 | $2,647.00 (+2.84%) Homeowner's exemption | $204,200 | $408,400 |
| 2024 | $2,574.00 | ||
| 2023 | $139,600 | $279,200 | |
| 2022 | $2,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21730 Chester in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21730 Chester is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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