2173 Smith Rd, Clover, SC 29710 Property Records

York County property record for 2173 Smith Rd, Clover, SC 29710

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,686 sqft · built 2022
Lot Size1 acres (43,966 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (May 2026)
Tax Bill$2,846 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN285-00-00-136

Property Details

APN / Parcel Number

Primary APN285-00-00-136

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,686 sqft Living Area
Gross Area2,493 sqft
1st Floor Area1,686 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Lot Area43,966 sqft (1 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area323 sqft

Location & Zoning

Street Address2173 SMITH RD
CityCLOVER
StateSC
Zip29710-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT# 10 STONECREST MEADOWS
Legal SubdivisionSTONECREST MEADOWS
Legal Lot Number10
JurisdictionYORK SC
Township / Civil DivisionYORK
Census Block Group3
Census Block3027
Census Tract61504

Owner

Source: York County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2173 SMITH RD, CLOVER, SC 29710-9798
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed, Transfer · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES
Jun 9, 2023Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
May 18, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleJun 9, 2023 · Amount on Record
Deed Document Number202615497
Deed Book / Page22562 / 376
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateMay 5, 2026
Property Address2173 SMITH RD, CLOVER, SC 29710-9798
Document Number0000015497
Book / Page22562 / 376
Instrument DateMay 4, 2026
Instrument2026.15497
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$114,231.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2173 SMITH RD, CLOVER, SC 29710-9798

Mortgage

Document Number0000015498,
DateMay 5, 2026
Instrument2026..15498
Lender
NameHOWARD HANNA MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateJun 9, 2023
Property Address2173 SMITH RD, CLOVER, SC 29710-9798
Document Number2079500387
Book / Page20795 / 387
Map ReferenceMB 166 PG 171
Instrument DateJun 5, 2023
Instrument2023017302
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,079.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2173 SMITH RD, CLOVER, SC 29710-9798

Mortgage

Document Number2023017303
DateJun 9, 2023
Instrument2023017303
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.4%
Type Change DateJul 1, 2028
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.4%
Index5-Year CMT
Max Rate11.4%

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateMay 18, 2022
Property Address2173 SMITH RD, CLOVER, SC 29710-9798
Document Number2018700430
Book / Page20187 / 430
Map ReferenceMB 166 PG 171
Instrument DateMay 17, 2022
Instrument2022023183
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount Recorded
Tax$950.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2173 SMITH RD, CLOVER, SC 29710-9798

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,846.00 (+35.27%)$16,492 (+15.35%) Land $2,600 Building $13,892$412,300 (+15.36%) Land $65,000 Building $347,300
2023$2,104.00$14,297 Land $1,800 Building $12,497$357,413 Land $45,000 Building $312,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY WEST WD
private · serves 18,273 people · EPA ID SC4620003
Water SourcePurchased surface water from CITY OF ROCK HILL
Last State InspectionNov 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber · Cable in parts of the area
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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