2173 Gladys St, Largo, FL 33774 Property Records

Pinellas County property record for 2173 Gladys St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,071 sqft · built 1972
Lot Size	0.143 acres (6,247 sqft)
Owner	Individual Name on File
Last Sale	$385,900 (Jul 2022)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-3385-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3385-4`
Alternative APNs	`05-30-15-98669-000-0370` `301505986690000370` `153005986690000370` `R49199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,071 sqft Living Area
Gross Area	1,515 sqft
1st Floor Area	1,071 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,247 sqft (0.143 acres)
Lot Dimensions	104 ft deep x 60 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	444 sqft
Deck Area	394 sqft
Patio Area	394 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R49199
Street Address	2173 GLADYS ST
City	LARGO
State	FL
Zip	33774-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBROOK HIGHLANDS LOT 37
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	WOODBROOK HIGHLANDS
Legal Tract	98669
Legal Lot Number	37
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3031
Census Tract	25207

Owner

2173 Gladys St is owned by an individual who bought it in July 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	435 LINCOLN AVE, SUNNYVALE, CA 94086-6320
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 17, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 11, 2018	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2022232895
Deed Book / Page	22150 / 2123
Transfer Doc	1038001023
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 GLADYS ST, LARGO, FL 33774-1315

Mortgage

Document Number	0218430968
Date	Dec 10, 2021
Book Page	21843/968
Instrument	2021400173

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 29, 2022
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Document Number	0221502123
Book / Page	22150 / 2123
Map Reference	MB 68 PG 25
Instrument Date	Jul 22, 2022
Instrument	2022232895
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ISLAND BREEZE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,701.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2173 GLADYS ST, 2173, LARGO, FL 33774-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 LINCOLN AVE, SUNNYVALE, CA 94086-6320
Investor	Possibly a Property Investor

Mortgage

Document Number	0221502124
Date	Jul 29, 2022
Instrument	22150/2124

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209221330
Date	Mar 13, 2020
Book Page	20922/1330
Instrument	2020086684

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 GLADYS ST, LARGO, FL 33774-1315

Mortgage

Document Number	0213321070
Date	Jan 7, 2021
Book Page	21332/1070
Instrument	2021004995

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Document Number	0205510262
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 GLADYS ST LARGO FL 337741315, LARGO, FL 33774-1315

Mortgage

Document Number	0205510262
Date	May 24, 2019
Book Page	020551/000262
Instrument	163630

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 11, 2018
Property Address	2173 GLADYS ST, LARGO, FL 33774-1315
Document Number	0201240443
Book / Page	20124 / 0443
Map Reference	MB 68 PG 25
Instrument Date	Jul 9, 2018
Instrument	2018220460
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COAST TO COAST TITLE & ESCRO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 E ST WASHINGTON ST100, 620, PETALUMA, CA 94952-4157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 5TH AVE N # H333, H333, SAINT PETERSBURG, FL 33710-7163

Mortgage

Document Number	2018220461
Date	Jul 11, 2018
Instrument	2018220461

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2173 Gladys St was $5,968.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,968.00	$314,351 Land $112,177 Building $202,174	$314,351 Land $112,177 Building $202,174
2023	$5,691.00 (+114.51%)	$300,939 (+65.68%)	$300,939 (+20.37%) Land $134,564 Building $166,375
2022	$2,653.00 Homeowner's exemption	$181,637	$250,014 Land $119,300 Building $130,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2173 Gladys St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2173 Gladys St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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