2173 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2173 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,116 sqft · built 1996
Lot Size0.193 acres (8,385 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Apr 2004)
Tax Bill$1,478 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN309-11-174

Property Details

APN / Parcel Number

Primary APN309-11-174
Alternative APN
  • 309111745

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
Gross Area1,252 sqft
1st Floor Area1,116 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area8,385 sqft (0.193 acres)
Parking Spaces2 Parking Spaces
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2173 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionFINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range6E
Legal Township1S
Legal Section16
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 16
Legal Lot Number52
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract422512

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6418 LIVIA AVE, TEMPLE CITY, CA 91780-1329
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2004 · Amount on Record
Deed SaleApr 30, 2004 · Amount on Record
Prior SaleNov 6, 1996 · Amount on Record
Deed Document Number2004477810
Prior Transfer DateApr 24, 2004
Prior Transfer Doc0000477811
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2173 E SARATOGA ST, GILBERT, AZ 85296-2762
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2173 E SARATOGA ST, GILBERT, AZ 85296-2762

Mortgage

Document Number0000284002
DateMar 15, 2021
Instrument20210284002
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,180 (+124.92%)$361,800 (+5.48%) Land $72,300 Building $289,500
2025$1,478.00 (+6.41%)$16,086 (-55.96%)$343,000 (-6.1%) Land $68,600 Building $274,400
2024$36,530$365,300 Land $73,000 Building $292,300
2022$1,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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