2173 E Long Lake Rd, Troy, MI 48085 Property Records

Oakland County property record for 2173 E Long Lake Rd, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,095 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,688 (Jan 2004)
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`88-20-12-376-047`

Property Details

APN / Parcel Number

Primary APN	`88-20-12-376-047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,095 sqft Living Area
1st Floor Area	1,754 sqft
Basement Area	1,754 sqft
Unfinished Basement	1,754 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	200 ft deep x 87 ft wide
Garage Area	889 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	51 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2173 E LONG LAKE RD
City	TROY
State	MI
Zip	48085-3575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 12 EYSTER'S JOHN R ACRES SUB E 87 FT OF S 200 FT OF LOT 7.2/04/03 FR -040
Legal Range	11E
Legal Township	2N
Legal Section	12
Legal Subdivision	EYSTER JOHN R ACRES SUB
Legal Lot Number	7
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1006
Census Tract	196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2173 E LONG LAKE RD, TROY, MI 48085-3575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI GENISYS CU
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit EXTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2004 · Amount on Record
Deed Sale	Jan 8, 2004 · Amount on Record
Deed Document Number	200410074
Deed Book / Page	31825 / 539
Last Transfer Date	Nov 30, 2011
Transfer Doc	0000253453
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2173 E LONG LAKE RD, TROY, MI 48085-3575
Document Number	0000201849
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 E LONG LAKE RD TROY MI 480853575, TROY, MI 48085-3575

Mortgage

Document Number	0000201849
Date	Dec 3, 2019
Book Page	053567/000254
Instrument	201849

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2039

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2173 E LONG LAKE RD, TROY, MI 48085-3575
Document Number	0000145323
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 E LONG LAKE RD TROY MI 480853575, TROY, MI 48085-3575

Mortgage

Document Number	0000145323
Date	Sep 6, 2019
Book Page	053220/000242
Instrument	145323

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2173 E LONG LAKE RD, TROY, MI 48085-3575
Document Number	0000167579
Book / Page	051050 / 000677
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 E LONG LAKE RD TROY MI 480853575, TROY, MI 48085-3575

Mortgage

Document Number	0000167579
Date	Sep 7, 2017
Book Page	051050/000677
Instrument	167579

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 (-3.84%)
2023			$501,860
2022	$4,579.00	$250,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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