2173 E Chesapeake Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2173 E Chesapeake Dr, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,527 sqft · built 1989
Lot Size	0.13 acres (5,667 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2023)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-09-497`

Property Details

APN / Parcel Number

Primary APN	`304-09-497`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,527 sqft Living Area
1st Floor Area	1,323 sqft
2nd Floor Area	1,204 sqft

Exterior

Year Built	Built 1989
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,667 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2173 E CHESAPEAKE DR
City	GILBERT
State	AZ
Zip	85234-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPINNAKER BAY MCR 294-41
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	SPINNAKER BAY LOT 1-85 TR A-E
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422507

Owner

Source: Maricopa County records · APN 304-09-497

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Oct 26, 2016
Deed Document Number	20230204895
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2023
Property Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839
Document Number	0000204895
Map Reference	MB 294 PG 41
Instrument Date	Apr 16, 2023
Instrument	20230204895
Transaction Type	Transfer
Record Updated	May 04, 2023
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 OLIVE WAY APT 906, 906, SEATTLE, WA 98101-1898

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839

Mortgage

Document Number	0000204896
Date	Apr 21, 2023
Instrument	20230204896

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839

Mortgage

Document Number	0000085831
Date	Jan 26, 2021
Instrument	20210085831

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2173 E CHESAPEAKE DR, GILBERT, AZ 85234-3839
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000775253
Date	Aug 24, 2020
Instrument	20200775253

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,700 (+0.29%)	$487,000 (+0.29%) Land $97,400 Building $389,600
2025	$2,102.00 (-5.87%)
2024		$48,560	$485,600 Land $97,100 Building $388,500
2023	$2,233.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134225072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 652 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Wi-Fiber, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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